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Handyman, Gen Liability
Posted: Mon Jan 31, 2011 10:45 am
by CIScommercial
Any one can provide info on where to go to get a small handyman business Gen Liability policy?? No painting, just some fence work and some minor concrete grinding. max payroll 300 K per year. 90 % of the work is fences repair and maintenance, ( wood fencing).
Thanks
Re: Handyman, Gen Liability
Posted: Mon Jan 31, 2011 11:44 am
by gudgn
I had a handyman that I wrote with Colonial General under $700 in AZ. Handyman has been in business for 3 years, no prior insurance.
Re: Handyman, Gen Liability
Posted: Mon Jan 31, 2011 2:14 pm
by kiswest
Try Builders & Tradesman Insurance Services or BTIS in Sacramento area. They are pretty reasonable
Re: Handyman, Gen Liability
Posted: Mon Feb 28, 2011 1:55 pm
by LadyBroker
Colony is very aggressive on this class in California. However, your risk does not sound like a handyman, with $300,000 in payroll. In California, a handyman is limited to jobs under $500, and is not required to be licensed to do that sort of work.
You may have more luck marketing this risk as a true artisan contractor.