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Lifted trucks - who insures them? Above 6''

Posted: Tue Aug 30, 2011 3:36 pm
by meytai
I have customers with greater than 6 inch lifts.. who insures this?

Many companies accept small lifts, but nothing beyond 6

Thanks

Uni

Re: Lifted trucks - who insures them? Above 6''

Posted: Wed Aug 31, 2011 10:59 am
by beyert1
I am not sure what State you are in but normally Progressive is the best for this market. I have several clients with these type trucks. I would suggest you obtain pictures of the vehicles for your files even if Progressive does not require them.

Re: Lifted trucks - who insures them? Above 6''

Posted: Wed Aug 31, 2011 5:48 pm
by meytai
Thank you for responding to this.. i'm appointed with Progressive.. they won't accept a lift above 4 inches

Anyone else?

Or is this type of vehicle simply too risky?

Re: Lifted trucks - who insures them? Above 6''

Posted: Thu Sep 01, 2011 11:50 am
by 12insure
I too am appointed with Progressive and not every Progressive agent can write such a risk at least in Montana. Talk to your commercial lines rep. If not Lloyds will do it

Re: Lifted trucks - who insures them? Above 6''

Posted: Thu Sep 01, 2011 2:52 pm
by meytai
Thanks for your response

I'm in CA

I am going to start calling my GAs.. i hadn't thought of that.. thanks for the tip

CONCLUSION: THIS IS A HARD TO PLACE RISK.

If you do a search on this on Google.com you will get a lot of results from forum discussions.. a lot of responses are along the lines of "if they don't ask me, i don't tell" or "my agent overlooks it" - most of these are Farmers/State Farm customers

Re: Lifted trucks - who insures them? Above 6''

Posted: Thu Sep 01, 2011 4:15 pm
by 12insure
I am sure that cochran and co out of spokane washington can get it with Lloyds or some other carrier. They managed to write a auto hauler for me who only had a CDL for 3 months and tickets and they got the excess cargo for me that Progressive couldn't go that high in Cargo Talk to Nick if you ca't find a GA they got my appointment with them with in 24 hrs and EXCELLENT service