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Is there a market willing to write a personal umbrella over 250/500/100 underlying auto coverage? There are claims issues with this account. All markets I find wants 500 CSL. Anyone with a solution?

Have you tried RLI? I know they will write in PA with the lower limits. I'd give them a shot. A lot of times I find they are cheaper with risks that have an accident in their history than the primary carrier.

http://www.rlicorp.com

I have a similar problem (RI) on an account with a single auto claim where $1.5 million was paid out (Pedestrian hit in cross walk on a rainy night-No violations). I had no success, even in the E&S market.