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Personal Quake Insurance - CA
Posted: Mon Jan 30, 2012 12:39 pm
by mightyquinn
Looking for quake markets to cover personal residence in CA.
HO value [Travelers] $438,000.
Know of Geovera, Pacific Select, Pacific Specialty, Axis and the CA Quake Program.
Any others? If so, how to access?
Thanks.
Re: Personal Quake Insurance - CA
Posted: Tue Jan 31, 2012 1:22 pm
by LadyBroker
Think you pretty much have the available markets covered. From what I have seen of the carriers you mention, the pricing is pretty much the same across the board. Good luck!
Re: Personal Quake Insurance - CA
Posted: Tue Jan 31, 2012 5:56 pm
by wariline
Another stand alone carrier is Fideility National Ins. Co.
Re: Personal Quake Insurance - CA
Posted: Tue Jan 31, 2012 6:59 pm
by mightyquinn
Thanks for the comments. Curious about Fidelity National. How are they accessed?
Re: Personal Quake Insurance - CA
Posted: Wed Feb 01, 2012 11:19 am
by wariline
Fidelity gives direct appointments to retail agents, not sure if you can access them through a GA or not. Their rates may not necessarily lower than Geovera or other carriers, but they have pretty good coverage. Their "preferred" program includes contents at 50% of Cov. A.
Re: Personal Quake Insurance - CA
Posted: Mon Feb 06, 2012 9:00 am
by hm3571
Fidelity National writes stand alone EQ up to 750K, you can call (800) 849-6140 and ask for a Regional Sales Manager for your area. Fidelity gives direct appointments. The coverage is better than through the CEA using their Comprehensive Plan.
Re: Personal Quake Insurance - CA
Posted: Thu Feb 16, 2012 12:58 pm
by mightyquinn
The home on which I am arranging Quake insurance is value at $8,000,000.
I'm told that the incumbent insurer is the Firemans Fund at a 22 cent rate.
That sounds fishy......not only the rate but the fact that the FFund writes a quake policy on an $8MM home.
Does anyone know if this is possible?
Thanks.
Re: Personal Quake Insurance - CA
Posted: Fri Feb 17, 2012 4:59 pm
by LadyBroker
Firemans Fund will write quake on high value dwellings, so will Chartis/Lexington. Depending on where your risk is located, and the deductible that FIremans Fund is offering, it's very possible the premium is what they are telling you. Markets on the E & S side of the world who consider single family dwellings would include Essex, QBE, and for larger homes (like this one) Mt Hawley.
Re: Personal Quake Insurance - CA
Posted: Wed Mar 21, 2012 6:51 pm
by robmejia
Try visiting buy quake. They have an instant quote page that allow you to get your required info instantly
Re: Personal Quake Insurance - CA
Posted: Mon Mar 26, 2012 9:50 pm
by scsinsurance
robmejia wrote:Try visiting buy quake. They have an instant quote page that allow you to get your required info instantly
Can you tell me where is that quote page? because i found that but i couldn't saw.
Re: Personal Quake Insurance - CA
Posted: Mon Apr 02, 2012 1:07 pm
by BestCarCoverage
Thanks for the information guys, something I am looking for currently, so a nice help.
Re: Personal Quake Insurance - CA
Posted: Tue Apr 03, 2012 12:31 am
by JAM
If Travelers is writing the Home why not add the earthquake through them? They offer it on new business and afterwards every other renewal. Outside of this i like Geovera,