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Home insurance, Day care

Posted: Wed Mar 21, 2012 11:31 am
by JAM
Who insures homes on CA if there is a Home day care. The daycare op has it own GL. Thanks

Re: Home insurance, Day care

Posted: Wed Mar 21, 2012 6:36 pm
by robmejia
Are you referring to insurance for home-based day care? Based on what I've read home insurance does provide liability coverage for body injury and property damage to other people but does not extend liability coverage to any types of business use of the property including home daycare businesses.

Re: Home insurance, Day care

Posted: Wed Mar 21, 2012 9:21 pm
by JAM
No , I'm just looking for Home owners insurance, HO-3 or HO-5 for some who has home day care in their home.

Re: Home insurance, Day care

Posted: Thu Mar 22, 2012 10:36 am
by superdash8
State Farm