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Personal EQ for a high volume home

Posted: Mon May 15, 2006 5:23 pm
by InsAgentSF
I need to get a company that can write a 9,000,000 EQ. I had a quote and then (as usual) turned out that arrowhead can't write it. HEEEELP

Posted: Mon May 15, 2006 5:35 pm
by sanddog1
Your kidd'en HO-3 with a building replacement value of 9000000, not real estate value right.

Posted: Mon May 15, 2006 5:37 pm
by sanddog1
NOt Commercial ? did you try GeoVera? special placement dept for high value.

Posted: Mon May 15, 2006 5:51 pm
by InsAgentSF
Yeah RC is 9 mil :) I did the quote through arrowhead and "turned out" that they have a cap of 5 mil. I am a dead meat

Posted: Mon May 15, 2006 5:55 pm
by sanddog1
NO your not ! this is a very limited palcement if you can't then who can? :wink:
Have you tried Zurich or AIG you gotta be appointed. Did you try GeoVera? You should be able to get appointed fairly easy

Posted: Mon May 15, 2006 5:57 pm
by sanddog1
Buy the way, why are you chasing that stuff there ton's of good business out there in your world. And i will have the tract stuff for you soon. :wink:

Posted: Mon May 15, 2006 5:58 pm
by InsAgentSF
Geovera doesn't appoint new agents in a county of San Mateo :(

Posted: Mon May 15, 2006 6:05 pm
by sanddog1
O' your screwed :( now get over it and move on. I tried

Posted: Mon May 15, 2006 6:06 pm
by InsAgentSF
Thanks buddy :)

Posted: Tue May 16, 2006 9:04 am
by Porter
There are 99 companies in Ca that write EQ. Go to this link below for a list: http://cdinswww.insurance.ca.gov/pls/wu ... _LINECODE=

This is not spam.

:)

Posted: Tue May 16, 2006 10:05 am
by InsAgentSF
wow. LOL. SHould i call all of them :)

Posted: Tue May 16, 2006 1:05 pm
by Porter
Don't be a jack a--. No you don't need to call them all. You can very easily go through the list and cross off most of them like Farmers, Allstate, GeoVera, etc. If I were you, I would find a company off this list and write the business. That is just me you can do what you want.

Posted: Tue May 16, 2006 2:09 pm
by sanddog1
You guys are kill'en me 90 % of those carriers require A: appointment, B: that you write the PKG, too even get E.Q. coverage C: have a volume comment to boot. $$$$ If carriers had their way they would never write E.Q in California its not a privilege, it's forced by CA if they want to do business in CA.
Sorry Porter there mite be maybe 5 companies in CA that write mono-line EQ. :roll:

Posted: Tue May 16, 2006 3:37 pm
by Porter
Why don't you go with the home insurance carrier for the EQ?

Posted: Tue May 16, 2006 3:49 pm
by Lucky One
who do you have the underlying fire insurance placed with?