Santa Insurance

[Island Girl Agent]

Just wanted everyone to rest easy…Santa and the entire operation is fully insured.

The elves took out key person life insurance on Santa…just in case he slips on one of those high pitched roofs after drinking the spiked milk you guys tend to leave out.

And of course the elves are all covered for workers comp since they tend to use a lot of hammers…but Santa didn’t go for the long term disability policy. If they are out that long, they have to work from home. So I guess it’s not all “Ho Ho Ho”.

The presents are all covered on a personal articles floater…that way they have coverage anywhere in the world!

Oh, and those reindeer? No worries…we’ve got animal mortality coverage, and I personally know of a reindeer ranch in Oregon in case Santa has to ship in a replacement at the last minute. And Santa has a large stock of red noses just in case it’s Rudolph that bites the dust.

The sleigh is a bit of a problem…we haven’t decided whether it’s covered under the auto policy or if it’s mobile equipment. Does anyone know if it’s licensed for the road?

And last but not least, we have Valuable Papers coverage for that “naughty and nice” list…wouldn’t want any mix ups there! May you all be on the “nice” side of the ledger.