General Cont wants AI on auto and Excess
Posted: Wed Feb 01, 2012 2:47 pm
I have a someone that received a request from a general contractor and the GC wants AI status on the BOP and the Umbrella.
Client has the broad form AI form that grants CERTIFICATE HOLDER IS RECOGNIZED AS ADDITIONAL INSURED ONLY ON GENERAL LIABILITY POLICY. ALL JOBS "WHERE UNDER WRITTEN CONTRACT REQUIRING ADDITIONAL INSURED STATUS"
The Umbrella is a form that flows to anyone that is AI under the GL. Under the BOP AI isn't needed because of the “Who Is an Insured" part of the BOP.
Now the UL isn't going to manuscript an AI status on the BOP or the Umbrella because it isn't needed. I am not going to mark the Acord showing that AI is granted on the BOP or Umbrella because the GC is not written on the policy.
I've told the administrative person at the GC that what she is requesting is not needed but she is standing her ground. My IRMI texts all agree with my stance.
BAP addresses insured status for the named insured’s indemnitees builds such coverage into the form itself, you do not need an endorsement --- BOP is automatically in compliance with an indemnitee’s demand for additional insured status,as long as the indemnitee is someone who is liable for the named insured’s conduct.
Any ideas how to get the GC to accept?
Client has the broad form AI form that grants CERTIFICATE HOLDER IS RECOGNIZED AS ADDITIONAL INSURED ONLY ON GENERAL LIABILITY POLICY. ALL JOBS "WHERE UNDER WRITTEN CONTRACT REQUIRING ADDITIONAL INSURED STATUS"
The Umbrella is a form that flows to anyone that is AI under the GL. Under the BOP AI isn't needed because of the “Who Is an Insured" part of the BOP.
Now the UL isn't going to manuscript an AI status on the BOP or the Umbrella because it isn't needed. I am not going to mark the Acord showing that AI is granted on the BOP or Umbrella because the GC is not written on the policy.
I've told the administrative person at the GC that what she is requesting is not needed but she is standing her ground. My IRMI texts all agree with my stance.
BAP addresses insured status for the named insured’s indemnitees builds such coverage into the form itself, you do not need an endorsement --- BOP is automatically in compliance with an indemnitee’s demand for additional insured status,as long as the indemnitee is someone who is liable for the named insured’s conduct.
Any ideas how to get the GC to accept?