Georgia and Mississippi WC Exemption question
Posted: Mon Nov 11, 2013 9:01 am
For these states, this question is about one-man subcontractors with no employees.
GA- I see that an employer's owners can exempt themselves from a WC policy; but does this actually protect the GC? In other words...if a one man contractor chooses not to purchase WC, can the owner still go against the GC's WC if he gets hurt? I'm thinking no because of some information I found on GA's website, but it wasn't 100% clear.
MS: Same question, except I can't locate anything on exemptions at all, so I'm thinking the only way to avoid it here would be defining the sub as independent, which is unlikely due to the "control of work" issue and other common subcontractor considerations.
GA- I see that an employer's owners can exempt themselves from a WC policy; but does this actually protect the GC? In other words...if a one man contractor chooses not to purchase WC, can the owner still go against the GC's WC if he gets hurt? I'm thinking no because of some information I found on GA's website, but it wasn't 100% clear.
MS: Same question, except I can't locate anything on exemptions at all, so I'm thinking the only way to avoid it here would be defining the sub as independent, which is unlikely due to the "control of work" issue and other common subcontractor considerations.