http://www.combinedgroup.com
No fees, more online instant quotable carriers than Subperior and AgentSecure.
InsuranceNoodle is not instant. You enter your information online then you wait till they decide what carrier to submit to, then they send it back to you 24-48 hours later.
However, the bad thing about
http://www.combinedgroup.com is that they are not nationwide. They are mostly in Texas and up through the central US. But they do have BOPs and Commercial Auto in CA.
There is a new one coming out in California, but I am not sure if they are live yet.
Some of the highlights I have seen:
Superior: Pay a fee. Kinda Nationwide. Known mostly in CA and surrounding states. Personal and Commercial. Never used them, not heard wonderful things about them. Recently bought out by another VC.
InsuranceNoodle: Pay a fee. I think they are mostly Nationwide. Enter online then they decide whom to send it to. Then they send the quote back. Hope they guess well on which carrier wants my business. So not instant at all. 24-48 hour return on quotes. Commercial business.
Agent Secure: Pay a fee. Mostly Nationwide. Personal and Commercial. Does have instant rating, although it might take up to an hour to get quotes. Lost St Paul/Travelers as a carrier. Not sure why.
http://www.combinedgroup.com: No fees. Not nationwide. Mostly in Texas, central US and some in CA. Instant quotes, most online carriers I have seen. Also has E&S instant quotes for a few states. Also does instant speciality programs DayCare, LRO, Vacant Land, etc. Has instant chat ability directly to underwriters, kinda neat.
New one in CA. Think the name is NAI. Not sure if they are live yet. Fee based. I think just Commercial lines.
Hope this helps.