Homeowners News

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Tariffs Threaten to Push US Home Insurance Rates Even Higher

Apr 9 2025 // With the Los Angeles fires in January and last week’s severe storms that brought flooding and tornadoes to the Midwest, extreme weather is already battering US homes in 2025. Homeowners should expect their insurance...

State Farm Wins Dismissal of Homeowners’ Class Action Over Use of Xactimate Software

Mar 27 2025 // A federal judge has dismissed a proposed class action filed on behalf of Pennsylvania homeowners who believe that State Farm undervalued their property damage claims in its use of the Xactimate software that is popular...

Homeowners Have Post-Loss Duties Too, Florida Appeals Court Says in HCI Win

Mar 20 2025 // Florida insurers, often on the receiving end of insureds’ complaints – in the courts and in the news media – may take heart from a new ruling by a Florida appeals court, which draws a bold line under...

Viewpoint: The Evolution of Homeowners Insurance in California—From Niche to Necessity

Mar 12 2025 // For many years, the homeowners insurance market operated as a relatively stable and predictable sector in California. Changes were incremental, and the market largely catered to established patterns of risk and...

Insuring ‘Red Zone’ High-Value Homes

Mar 10 2025 // When the calendar flipped to 2025, Lacey Garrison Strom was optimistic. As the executive vice president of private client services at California-based Heffernan Insurance Brokers, Garrison Strom secures insurance coverage...

Kin Launches Home Insurance Product in California

Mar 5 2025 // Kin, a direct-to-consumer, digital home insurance provider, has expanded into California with a homeowners insurance product. The policies in California are marketed and distributed through Kin Insurance Services, a...

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