National Section

Supply and Demand Keeping M&A Market Active

In the first two quarters of 2018, we saw continued high levels of merger and acquisition (M&A) activity. There were 252 announced deals through June 30, 2018. Those deals were spread over a vast universe of buyers – 96 different …

Time to Revisit Independent Contractor vs. Employed Producer Status

Insurance agencies across the country hire some or all producers as independent contractors instead of as employees. The mixed use of employees and independent contractors in insurance is common in other industries as well. The ramification of this hiring decision …

Insurtech Partnerships: What Insurers Want and Get

Remember the scene in the 1989 movie When Harry Met Sally? During lunch with Harry at a deli, Sally very publicly fakes a wild orgasm. A nearby patron, when asked what she’d like to order, signals in Sally’s direction and …

Fatal Car Crashes Fell 2% in 2017; 2018 Appears to Follow Trend

Final U.S. highway fatality numbers for 2017 are down following two consecutive years of large increases. In addition, preliminary estimates for the first six months of 2018 appear to show that this downward trend continues into this year. The U.S. …

New Markets

Solar Extended Warranty OEM, VAR & Servicer Solution Market Detail: Personal Safeguards Group LLC (www.personalsafeguardsgroup.com) provides an insured method for a Solar Manfacturer, VAR & Servicer to add a service contract to the purchaser of their solar panel, inverters and …

Insurtech: A Role Model of Innovative Talent Success

Several years ago, technology announced its intent to rock the insurance industry. Some dismissed the challenge and saw the rise of insurtech as a minor disrupter. But times have changed. Funding is pouring in for major companies with revolutionary ideas …

Declarations

An Exciting Evolution “This is an exciting evolution as it will allow me to focus solely on the needs of the portfolio as well as pursue my other entrepreneurial activities outside of the GIA.” — Brian Hemesath, managing director of …

Is It Time to Start Planning for 2019?

Are you ready? 2019 is right around the corner. A new year is a good time to introduce change and new goals at your company, because it feels like a fresh start for employees. Regardless of what was accomplished in …

One-Quarter of Americans Own a Side Business, Most Go Uninsured: The Hartford

About 57 million, or 25 percent, of Americans own a side business that is not their primary source of income. The majority of the owners of side businesses surveyed have full-time jobs. About half of side business owners surveyed dedicate …

Mixing Up Occupancy for Commercial and Residential Properties

There is a trend in residential construction to build condominium communities that go beyond the traditional amenities we’re used to. We are accustomed to work out rooms, pools, game rooms and the like in communities. What we see today also …

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