National Section

High Health Deductibles and Workers’ Comp Claims

Are employees injured at work more likely to file under workers’ compensation instead of group health insurance when their group health plan has a higher deductible? The Workers Compensation Research Institute (WCRI) found evidence they do in a new study …

New Markets

Apartments Market Detail: Pacific Excess Insurance Marketing (www.pacificexcess.com) is a wholesaler/general agent with access to many standard, surplus lines and workers’ compensation markets. It offers higher commissions, fast quotes, and no premium volume requirements. Markets available for unique risks. Available …

Fending Off Disaster in a Changing World

Many real estate consumers don’t think about insurance very much. Most assume coverage is always available — just a phone call away. Few worry that insurance won’t be there. But what if such assumptions are wrong? The real estate marketplace …

Two Ways to Deal With Claim Disputes

So, your customer has had a claim that has been denied, but you believe it’s covered. What to do? Well, if you have a time machine handy, the best thing would be to return to the time before policy inception …

Small Business Risks in a Cyber World – Why Main Street Needs to Lean on Insurance Partners

When it comes to cyber security events, “hours make a difference, let alone days” in terms of response time, according to Tim Francis, enterprise cyber lead at Travelers. For small and mid-sized businesses, formulating a cyber response plan can be …

Small Business Owners Don’t Trust Commercial Insurance Buying Process: Accenture

Small commercial insurers aren’t giving their client base what they want — a simple and easy purchase experience. Whether online or through an agent, business owners are left confused, frustrated and having to seek extra advice before they can find …

Romaine Lettuce Outbreak Source Still a Mystery

U.S. food regulators say they weren’t able to identify a contamination source for a food poisoning outbreak tied to romaine lettuce this fall. The Food and Drug Administration says it couldn’t determine how a water reservoir on a Santa Barbara …

Hidden Truth About Stolen Snowmobiles

During the period Jan. 1, 2015, through Dec. 31, 2017, 1,592 snowmobiles were reported stolen — 506 in 2015, 549 in 2016 and 537 in 2017. That’s according to a report by the National Insurance Crime Bureau (NICB). Law enforcement …

The Drone Claims Scenario

Do you own or know somebody who owns a drone? Think about this past year — have you had experiences where you encountered a drone? Perhaps you are attending an outside public event, going for a walk or dining on …

College Basketball Star’s Busted Shoe Episode Raises Loss of Value Insurance Question

Soon after Duke University star freshman Zion Williamson’s shoe ripped apart, Nike’s stock price took a hit. The freak injury during one of the college basketball season’s marquee games immediately sparked debates about everything from the shoe manufacturer to insurance …

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