8 Florida insurers, politicians at

September 3, 2007

odds over rate filings

Insurers not delivering rate cuts that

politicians promised

8 Southern governors battered by

coastal insurance issues

Frustrated with lack of private market

10 Liberty Mutual and Ohio Casualty

officially tie the knot

Now Liberty Mutual has the largest regional

independent agency marketing force

12 Florida yanks teachers’ liability plan

Teachers return to classrooms without state protection plan

12 S.C. lawmaker seeks insurance

department audit

Senate President Pro Tem McConnell

questions adequacy of rate oversight

N2 Credit scoring use still an issue for officials, consumer groups

But industry groups say the battle has become less ‘onerous’

N4 Feds release data on drunken

driving fatalities

Deaths increased in 22 states and fell in 26 states in 2006

N6 Fatal workplace injuries

dropped slightly in 2006

On-the-job transportation incidents

remained number one cause of death

MARKET FEATURES

46 The subprime mortgage meltdown:

will insurance feel the heat?

Underwriters brace for D&O claims; analysts watch Countrywide’s Balboa Insurance

48 No proof found of insurers shifting wind

claims to flood program

Interim report indicates insurers innocent of charges

50 Olympus starts writing Florida homes

$50 million start-up is open for business

N8 Special Report: Contractors

Staying afloat in complex construction

insurance waters

N12 Latinos and Property Casualty Insurance

Marketing survey looks at buying habits and behaviors of Latinos

N16 Closer Look: Special Events

A closer look at tricky coverage issues for

special events

N21 Spotlight: Digital Product Guide

IDEA EXCHANGE

N25 Minding Your Business

Mickey Mouse and the insurance agency

N28 Brokerage Watch

Big broker stock prices vary big in June, July

54 Closing Quote: Waging a war for

industry talent

Betsey L. Brewer, president, Chartered Property Casualty Underwriters Society

DEPARTMENTS

6 Opening Note

14 People

43 New Markets

50 Business Moves

54 Closing Quote

Topics Florida Carriers

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From This Issue

Insurance Journal Magazine September 3, 2007
September 3, 2007
Insurance Journal Magazine

Contractors; Special Events; Digital Product Guide