NATIONAL COVERAGE

N2 | Washington Report

House Subcommittee Moves Key Federal Bills

N4 | Insurers Bitten by $350 Million in Dog Claims

Average Liability Claim Tops $24,000

N6 | Conning: Insurers’ Financials Strong, Despite Price Deterioration

Predicts Negative P/C Environment in Next 3 Years

N8 | Miscelaneous Professional Liability

Endorsement Creates Opportunities

80% of Small Business Firms Have No Coverage

N12 | From Novelty to Necessity:

Bermuda’s Insurance Market in 2008

N21 | 2008 Excess, Surplus & Specialty Markets Directory, Vol. II

EAST COVERAGE

10 | Pennsylvania Halts Excess Home Insurance Pushed by Lenders

Agents Win One for Homeowners

10 | New Jersey Court Limits Broker Duty of Care

When Client Misrepresents, Broker’s Duty is Limited

10 | R.I. Restricts Social Host Liability Claim

Couple Not liable for Injuries to Drinking Guests

12 | N.Y. Court Holds Up Assessments for Failed Workers’ Comp Trusts

Board Must Determine Insolvency First

12 | Drivers with Serious Violations Allowed on Mass. Roads

Auditor Finds Delays in Processing Traffic Violations

12 | R.I. High Court Backs Tough Drunk Driving Law

Backs Harsher Penalties for Breathalyzer Refusal

104 | New York Agents Want Export List Expanded

Would Bypass 3-Declinations Rule for Certain Risks

106 | N.Y.’s Dinallo: Insurance Exchange Open by ’09

Second Chance for Lloyd’s-Like Market in Manhattan

110 | Mass. LLJUA Becomes Hospitality Mutual

LLJUA Conversion Creates Competitive Market

IDEA EXCHANGE

64 | Minding Your Business

Ten Rules for Family-Run Businesses

N18 | Carrier Watch

Soft Market Hammers Commercial Carriers’ Stocks

N20 | Growing Your Property Casualty Agency

Remedying Common Personal Lines CSR Sales Excuses

114 | Closing Quote: Ron Shelp

AIG’s Troubles = Industry Troubles?

N16 | MyNewMarkets

8 | Opening Note

108 | People

111 | Business Moves

Topics Excess Surplus