Closing Quote

Take the pollution out of your D&O policy

Is your directors and officers policy polluted? Shareholders and environmental groups are taking a closer look at the environmental disclosures made by public companies. The U.S. General Accounting Office issued a report in July 2004, questioning the transparency of environmental …

By Patricia A. Borowski

While Congress’ insurance regulatory reform efforts appear stalled as 2006 begins, it is important to note that the states continue to move forward. These efforts require all the states to continue to move their efforts ahead in concert-as they have …

By Jack Faris

Worry mounts among small employers because they are prime targets for trial lawyers who view them as easier pickings than big companies that have the financial resources to vigorously defend themselves. Small business and asbestos While shopping for turkey last …

By Jerry Johns

The facts about credit information and insurance The use of credit history, one of many underwriting tools, is not a new concept and one that has received strict scrutiny from insurance regulators and consumer advocates around the country. Some insurers …

Young agent tricks and treats

Like many of you, I started my insurance career with an empty desk and a phone. Over the years I have learned some tips or ‘tricks’ I have used effectively to generate sales. Cold calling was the first lesson I …

Young agent tricks and treats

Any activity done ouside the office is always better than doing something in the office. Like many of you, I started my insurance career with an empty desk and a phone. Over the years I have learned some tips or …

Small business headed for the chopping block?

The ruling accurately determined that an employer’s duty to provide a safe workplace is limited to employees and does not extend to others such as spouses. While shopping for turkey last Thanksgiving, it would have been good to pause and …

Legislative Advocacy: A matter of insurance industry survival

The Jack Abramoff lobbying scandal in Washington, D.C., has prompted many to question the appropriateness of legislative lobbying that has become so much a part of American politics. California leads the nation in money spent for lobbying, according to a …

Time to reflect on hurricane lessons learned

There is no doubt that 2005’s unprecedented hurricane season stretched the human resources of the entire claims industry. Qualified, experienced adjusters were in high demand and short supply. While there are still many losses that need to be adjusted, what …

Rhode Island Beacon Mutual’s looks to write next chapter

Beacon Mutual remains a non-profit. Beacon remains Rhode Island based. Beacon remains focused exclusively on workers’ compensation. Nearly 15 years ago, Rhode Island employers faced an uncertain future: state law required businesses to carry workers’ compensation insurance to cover their …

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