Beacon Mutual remains a non-profit. Beacon remains Rhode Island based. Beacon remains focused exclusively on workers’ compensation. Nearly 15 years ago, Rhode Island employers faced an uncertain future: state law required businesses to carry workers’ compensation insurance to cover their …
There is no doubt that 2005’s unprecedented hurricane season stretched the human resources of the entire claims industry. Qualified, experienced adjusters were in high demand and short supply. While there are still many losses that need to be adjusted, what …
Any activity done ouside the office is always better than doing something in the office. Like many of you, I started my insurance career with an empty desk and a phone. Over the years I have learned some tips or …
There is no doubt that 2005’s unprecedented hurricane season stretched the human resources of the entire claims industry. Qualified, experienced adjusters were in high demand and short supply. While there are still many losses that need to be adjusted, what …
Many suits formerly brought under the employers liability section of the workers’ compensation policy are now brought under the contractual liability section of the general liability policy. This shift has exacerbated the affordability and availability of general liability insurance. The …
When people in other states think of Illinois, many things come to mind to epitomize some aspect of the state; for example, some people conjure up images of Abraham Lincoln, while others think of the World Champion Chicago White Sox, …
Weather forecasters predicted that the 2005 hurricane season could be more active than normal, but no one thought it would produce 26 named storms and the most destructive storm on record-Hurricane Katrina. Katrina tested the mettle of the insurance industry …
In certain situations, employees may seek care outside the network. An employee who has a pre-existing relationship with an HMO doctor may receive treatment for a workers’ compensation injury from that provider. Health care costs in the Texas workers’ compensation …
Portable persistency discounts helped to encourage competitively priced products that promote comparison shopping. Amid the confusion surrounding the elimination of portable persistency discounts in California, we may have lost sight of the real issue: Portable persistency discounts are good for …
For the clean up of New Orleans in the wake of Hurricane Katrina to progress, contractors engaged in this important work must be adequately protected from long-term and uncertain liabilities. As insurance brokers, we at Willis work with our clients …
