Cover Stories

WORKERS’ COMP COURT CASE

ARIZ. WILDFIRE SEASON Experts Say Devastation Ahead WASH. EMERGENCY MANAGEMENT Funds Come From State, Not Insurers CALIF. WORKERS COMP TAKES TURN FOR THE BETTER NONPROFITS INVITE NEW EXPOSURES

CALIF. REINSURANCE REGS

CLASS ACTION FILED Calif. State Fund vs. interpreters TRAUMA CARE REIMBURSEMENT Colo. seeks to modify requirements EMERGING RISKS Unknown exposures could create extensive claims

A BETTER BEACON MUTUAL?

VIRGINIA’S ROAD PLAN Gov. says drivers should pay MASS. STORM WARNING State needs more capital SPECIAL REPORT: COMMERCIAL UMBRELLA Not whether but how much CLOSER LOOK: Cargo SPOTLIGHT: Farm and Ranch

FITCH: STABLE OUTLOOK

TRAVELERS VIEWS LITIGATION The fight is not over yet ALLSTATE LAYOFF SURPRISE Not related to reinsurance SPECIAL REPORT: COMMERCIAL UMBRELLA

UNIVERSITY STORM REVIEW 2005 ‘Most Active’ Season

Mandates, Regulations Topics Ga. LEGISLATIVE DAY Emphasis On Legislators Support Fla. GOVERNOR’S DEBATE: Candidates Pledge to Solve Citizens Property Insurance Problems Fla. WINDSTORM CONFERENCE: Bailey Doesn’t Think Wind vs. Flood Lawsuits Will Succeed

PREPARING FOR THE BIG ONE

Doing the right thing is profitable

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