Cover Story

UNDER Construction: The Green Property Insurance Market

Douglas G. Hotchkiss, owner of the Dallas, Texas-based Hotchkiss Insurance Agency, hadn’t thought much about building “green” or environmentally-friendly structures. But he now says, “it’s a bigger deal than I thought. … I guess I’ve been asleep at the wheel …

Hospitality Risks: Why hotels and restaurants should welcome coverage for disability compliance

In Pennsylvania, a disabled customer complained of emotional distress when she dined at a restaurant that lacked adequate parking for her wheelchair van and where the restrooms were not fully wheelchair-accessible. The same person sued 30 other Pennsylvania food service …

The Future for Agents’ E & O

David Duncan of David C. Duncan Insurance Services in Rancho Santa Margarita, Calif., is worried about whether and how much the cost of his agency errors and omissions insurance might go up next year. Duncan started his agency in July …

Construction Industry and the Latino Workforce

In the next 10 years, the construction business will need to fill more than 180,000 jobs. As the rush to fill these positions advances, workers’ compensation professionals will be challenged along with the construction firms to assure that workplace safety …

Independent agents sold on golf

It seems nearly every insurance convention or meeting is conjoined with a corresponding golf outing. Why do agents and industry partners play golf? What about those who do not? And what makes a good agent golfer? Insurance Journal interviewed agents …

Program Snapshots

Program business comes in all shapes and sizes–even definitions. What looks like an insurance program to one might not be a program to another. Program business can be difficult to pinpoint, according to Ray Scotto, executive director of the Target …

Lawyers Overseeing Lawyers: Can lawyers police themselves? A new look at self-regulation

No country has as many lawyers as the United States – more than 152,000 in California alone – three times as many as in all of France. Nor does any other country rely as heavily on the legal profession to …

Heads up on workplace bullying

From the playground to the classroom to the office — bullies can be found in all walks of life, says an anti-bullying advocacy group vying for new legislation that could potentially outlaw workplace bullying. But how would new anti-harassment legislation …

Big ‘I’ Bob Rusbuldt is on the job

Rusbuldt, chief executive officer of the Independent Insurance Agents and Brokers of America, needs no introduction to independent agents, insurance company executives or the power brokers in Washington, D.C., before whom he regularly champions agents’ causes and concerns, from compensation …

Downsized D & O

It hasn’t been healthy. In fact, the directors and officers liability insurance market for super-sized Enrons, WorldComs and the Fortune 1000 has been unhealthy for some time. Looking at the market’s performance, Marc Siegel, director of research for the Baltimore …

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