Cover Story

The Ratings Game

Every day, agents and brokers use financial strength ratings of insurers in their business. A carrier’s ratings may affect an agent’s ability to place risks with that insurer, or the client’s willingness to be insured by a vulnerable carrier, given …

Full Speed Ahead

A year ago, Lloyd’s course was “steady as she goes,” following the enormous losses of Sept. 11, but with the appointment of a new chairman last November, Lord Peter Levene of Portsoken, coupled with a surge in profits—£834 million ($1.31 …

Full Speed Ahead

A year ago, Lloyd’s course was “steady as she goes,” following the enormous losses of Sept. 11, but with the appointment of a new chairman last November, Lord Peter Levene of Portsoken, coupled with a surge in profits—£834 million ($1.31 …

Credit Scoring – Agents, Carriers Look to Bridge Divisions

Give them credit—both agents and carriers have made credit scoring an issue that the industry can’t turn its back on. From studies to hearings, the issue has soared to become one of the top three or four issues in the …

Credit Scoring – Agents, Carriers Look to Bridge Divisions

Give them credit—both agents and carriers have made credit scoring an issue that the industry can’t turn its back on. From studies to hearings, the issue has soared to become one of the top three or four issues in the …

White Took a Chance and Built Alliance Insurance Services

In our continuing series on Agency Insights, we look at Bill White, president of California-based Alliance Insurance Services, who took quite a chance back in the mid-80s by putting his home up for sale when he went to purchase an …

Playing the Waiting Game in the Texas Homeowners Market

Could it be that there is a light at the end of the tunnel for the Texas homeowners market? Rates have firmed through waves of increases over the past two years to the point where they may have reached a …

CDI Looks to Shore Up California’s Workers’ Comp Market

California Insurance Commissioner John Garamendi took center stage when he addressed the problems plaguing State Compensation Insurance Fund on the heels of his recent plans to reform California’s ailing workers’ compensation marketplace. Naturally, his announcement was met with controversy from …

Resurrection-First Steps to WTC Resurrection as Coverage Fight Continues

With the selection of the design submitted by Berlin-based architect Daniel Libeskind, rebuilding of the World Trade Center site has begun. Walking around the 16 acres of open space in the heart of New York one finally begins to comprehend …

Bolton & Company Grew with the Times

In a new series in Insurance Journal, we’ll profile agencies that have made a name for themselves in the industry with a special niche. In our first interview, we talk with California’s Bolton & Company. Run by brothers Jim and …

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