Liquor Liability
“It’s nice work if you can get it,” goes the familiar saying. And nowhere does it apply better hant the liquor liability maket, where premiums are good and paid losses are about as low as they can get. The challenge …
Surplus Line Association Sets Premium Record in 1999, LOOKS AHEAD IN 2000
After processing a record $1,524,697,215 in premiums during 1999, the Surplus Line Association of California (SLA) continued to post an increase in premium volume through May of 2000. The overall numbers imply that the SLA is on the right track …
Historic or Brand New -It’s a High-Valued Home Sweet Home
It’s spring home-buying season, and realtors throughout California are reporting that despite interest rate fluctuations and a seesawing stock market, the real estate market is hotter than ever. From Ventura to Riverside, buyers are paying top dollar for houses and …
Agent Associations Bridge the GAP BetweenTradition and Technology
The IIAT and IIAA have the arduous task of integrating a century of traditional service with a new evolution of business and technology. And while many things are changing, much remains the same. For over 100 years, small insurance agents …
SCHOOL RULES FOR THE NEW MILLENNIUM: School Districts Face New Risks from the Playground to the Clas
With the new millennium comes a complex array of challenges to America’s public schools. Among them are the need to improve academic performance, reduce overcrowded classrooms, meet the needs of a growing number of children with disabilities, curtail dropout rates, …
Data Mining vs. Privacy
Trolling for new business leads has been the bane of insurance agents for decades. Electronic data mining has eased the pain, but there are many gray areas as the call for consumer privacy grows louder. It was a bet with …
A BRIEF HISTORY OF AUTOMATION: The Past, Present and Future of the Industry
In 1981, IBM introduced its personal computer (PC) for use in the home, office and schools. Prior to that time, there had been several MS-DOS compatible personal computers that ran DOS programs. As computers became more widespread in the workplace …
PERSONAL WATERCRAFT, Expanding the appeal of recreational boat coverage
Both the marine industry and the insurance industry have witnessed a surge in recreational boating, from mega-yachts to personal water-craft (PWC), over the past few years. According to U.S. Coast Guard estimates, there were roughly 1.1 million PWC on the …
Insuring RVs
It’s not just your grandparents heading down the road in those Winnebagos these days. As the population of RV owners grows, so does the market and the profit margins for insurers. In the 1950s, those silver, bullet-shaped Airstream trailers became …
Who Wants Workers’ Comp’
Employees covered under traditional workers’ comp waive their right to sue for on-the-job injuries. Two Amarillo court cases extend the waiver to non-subscriber companies. Could this change the worker’ comp system in Texas? Insurers are watching with interest a pair …
