Storm-tested, researched Fla. building codes remain a work in progress

When Category 5 Hurricane Andrew damaged or destroyed more than 125,000 Florida homes and left about 250,000 people homeless in south Miami-Dade County, the destruction was born from a mix of 165 mph winds, outdated building codes, shoddy construction and poor inspection practices.

Fifteen years later, Andrew’s legacy takes the form of a state building code that was tested during the 2004 and 2005 hurricanes and is still being adjusted and researched today. The code’s purpose is to protect lives, help reduce losses in a storm and provide a guide for insurance companies to determine rates.

“There’s no question that more homes withstood the impact and therefore more property was salvaged and lives probably were saved as a result of the better building standards (established after Andrew),” said Jon Peck, the state Department of Community Affairs. Hurricane Andrew taught us a lot about what you should do and what you should not do.”

Homebuilders and insurers, along with state and local governments, responded after Andrew caused about $16 billion in insured damage and exposed inadequate code standards that were based on old data or flagrant violations that slipped inspection.

In some cases, there were not enough nails affixing plywood sheets to roof trusses, or the nails used weren’t strong enough. In others, unprotected windows and doors were too weak to withstand flying debris. Many of the damaged or destroyed roofs were not braced or strapped down properly, and roof shingles and tiles were not properly installed.

The damage caught the attention of building officials across a state with no single uniform code, and they began investigating. Some changes came immediately in South Florida, such as the banning of certain types of wood roofing materials, said Tim Reinhold, a vice president of the Tampa-based Institute for Business and Home Safety. The group was created by insurers to promote hazard resistant construction, maintenance and preparation practices.

In 1995, officials decided to apply the high-wind standards of the Standard Building Code, which was widely used in the Southeast, to all of Florida, Reinhold said.

Then, in the late 1990s, three building codes being used as models nationally merged to form the International Building Code, Reinhold said, while Florida was developing its own code that became effective in 2002.

In 2004, the state adopted the International Building Code, adding some Florida-specific aspects, Reinhold said. New homes are built according to the code, and homeowners get breaks on insurance rates if they retrofit to comply with current standards.

Included in the code is a wind-borne debris region, which requires certain homes to have door and window protections up to 120 mph. The Panhandle had been exempt from that provision, but a bill awaiting Gov. Charlie Crist’s signature eliminates the exemption and makes a uniform state code.

The code also established new standards for roofing, improved inspections and required that products used in homes meet approved hurricane standards.

These changes began to be applied in homes built after 1994 and were tested in hurricanes Charley, Ivan, Frances and Jeanne, all of which hit Florida in 2004.

In 2005, University of Florida researchers studied the differences in damage between older and newer homes, comparing 200 randomly selected homes that were in the path of the highest wind zones generated by the hurricanes. The study found that homes built under the 2002 Florida Building Code sustained less damage on average than homes built between 1994 and 2001 under the Standard Building Code. Homes built before 1994 also fared worse than those built after that year.

In Charlotte County, nearly 30 percent of the surveyed homes built under the new code that faced winds up to 150 mph in Hurricane Charley had no shingle damage, the study showed. Meanwhile, every surveyed home built under older code had at least some shingle loss.

The 2004 storms exposed problems with the soffits, or vents located below roof overhangs to allow air to circulate through the attic. Wind sometimes damaged the soffits, allowing wind-driven rain to enter the attic, soaking insulation and damaging ceilings.

The problem was seen again in Hurricane Wilma in 2005, when older roofs were damaged after shingles or tiles were torn off by winds and water entered attics.

“If we build to the latest code, structurally you’re in reasonable shape,” Reinhold said. “You’re probably not going lose your roofs … and structurally after the storm it’ll be fairly much intact. But we still have a lot of water intrusion issues where we’re going to have ceiling collapse.”

More research is coming. The Institute for Business and Home Safety has received bids from three state universities to house a $20 million laboratory that will be big enough to hold a two-story home that will be hit by 140 mph winds and rain. The lab, which Reinhold hopes will be functioning near the end of the 2008 hurricane season, would allow researchers to test how the code and building products resist the effects of a hurricane –without waiting for a storm to strike.

“You could come up with a design on paper that maybe helps keep some of the water out of the home, but until you actually subject it to a hurricane, there are a lot of big question marks,” Gurley said. “That’s the idea — to sort of build this crash test for homes.”

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Topics Florida Catastrophe Windstorm Hurricane