Currents

N.J. court: sexual assault preclusion not automatic

A New Jersey appeals court recently ruled that while an insurer is freed from providing liability coverage when an insured commits sexual assault on a young child, the insurer could have an obligation when the insured attacker is a minor. …

Fla. lawmakers face future of no-fault law

After her car accident, Sarah Capps suffered from a sore shoulder and back. What she thought were common pains turned out to be six herniated discs. Were it not for the protective medical coverage that every Florida car insurance holder …

Sen. Lott wants ‘plain language’ requirement enforced by Feds

U.S. Senator Trent Lott, R- Miss., wants to require insurers to disclose property insurance coverage and noncoverage in plain language on the front page of each homeowner’s policy and has introduced a bill giving the Federal Trade Commission enforcement authority …

Virginia bartenders test drive anti-DUI program

The men and women who usually have a sympathetic ear for customers will be on extra alert for drinkers who drive. The nonprofit Foundation For Alcohol Responsibility has selected Harrisonburg, Va., and its bartenders, as the first to test what …

Florida officials: Education, job rating ‘unintentionally’ harms minorities

A Florida report on the use of occupation and education in underwriting and rating auto insurance asserts that while the practices “unintentionally harm minorities and low-income individuals,” they are nonetheless legal. “Let me be perfectly clear — this practice is …

State Auto completes purchase of Beacon Insurance Group in Texas

Ohio-based State Automobile Mutual Insurance Co. has completed the purchase of the Beacon Insurance Group of Wichita Falls, Texas. With the acquisition, Texas becomes State Auto’s 29th state of operation, according to a recent company statement. Beacon writes approximately $50 …

Big awards unlikely for pet owner

Pet owners are not likely to get much compensation if they individually sue pet food-maker Menu Foods over the death of a dog or cat, although they might fare better if they joined in a class action suit, experts say. …

Ga. court cites ‘continuous employment’ in workers’ comp award

In approving workers’ compensation benefits for the family of deceased Florida resident Howard King, the Georgia Supreme Court cited a doctrine of “continuous employment” in its 4-3 decision, voiding two previous rulings. The State Board of Workers’ Compensation affirmed the …

Small London company uses computer archive to help find stolen art

The request was simple enough: Lloyd’s underwriters had been approached to insure the movement of seven paintings, including one by Cezanne, from Russia to London for valuation and sale. So Lloyd’s contacted the Art Loss Register, a small private company …

Car insurance taxes to help fund masive Virginia transit plan

Virginia Gov. Timothy M. Kaine has proposed $3 billion in borrowing for transportation projects, one-fifth more than Republican legislators sought, using existing taxes on car insurance premiums to pay off debt. Kaine, a Democrat, also left intact regional transportation provisions …

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