Oklahoma Gov. Brad Henry rolled out his plan for reforming the workers’ compensation system. He follows Democratic and Re-publican lawmakers in both houses of Oklahoma’s legislature in announcing workers’ comp reform plans. Henry’s proposals are based on the work of a bipartisan study group of experts appointed last year.
The initiative would reduce medical costs through better management, discourage litigation and dueling doctors, promote mediation and early settlements, reform “sprains and strains” policies and encourage additional workplace safety efforts, among other things.
Among the goals Gov. Henry aims to achieve with his proposals are: Reducing costs by improving efficiencies, encouraging settlements and eliminating fraudulent claims; Reducing medical costs associated with on-the-job injuries; Enhancing workplace safety and employee benefits; Increasing competition among insurers by adopting a “file and use” system for workers’ compensation insurance; Ensuring solvency of the Guaranty Fund; Enhancing the use of independent medical examiners; and Clarifying the temporary benefits period.
Gov. Henry believes a new health insurance program for small business will work in concert with the reform package to help drive down comp costs. Approved by Oklahoma voters in November, the Oklahoma Health Care Initiative includes a premium assistance program that will help business owners provide insurance to their employees. Industry observers believe Oklahoma’s high percentage of uninsured residents increases comp claims because uninsured employees are more likely to seek medical treatment through their employer.
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