New Markets

May 3, 2010

The following markets were selected from the MyNewMarkets database of 25,000 coverages and programs. To find additional markets, or to submit markets, go to www.MyNewMarkets.com.

Insurance for Nonprofits
Market Detail: Alliance of Nonprofits for Insurance, Risk Retention Group (ANI-RRG) insures more than 2,700 nonprofits in 24 states plus Washington, D.C. Coverages include: general liability, directors and officers, business auto, non-owned hired auto, auto physical damage, improper sexual conduct, social service professional, liquor liability. Property available through property partner. Free or highly subsidized loss control resources available for member-insureds. Organization must be a 501(c)(3) nonprofit to be insured by ANI-RRG. Nonprofits’ Insurance Alliance of California, ANI-RRG’s affiliate, provides the same coverage for more than 6,300 501(c)(3) nonprofits in California.
Available limits: As needed.
Carrier: ANI-RRG.
States: Calif., Colo., Conn., Dela., D.C., Ga., Hawaii, Idaho, Ill., Iowa, Kan., Md., Minn., Mich., Mo., N.C. Neb., Nev., Ore., Ohio, Penn., Utah, Va., Vt., and Wash.
Contact: Susan Bradshaw at 800-359-6422 or e-mail sbradshaw@insurancefornonprofits.org.

Contractors General Liability
Market Detail: Crump Insurance offers an exclusive program for general liability for residential and commercial subcontractors. The in-house facility provides high quality coverage with low minimum premiums and deductibles. Target classes are subcontracting classes. Available coverage includes: general liability (ISO CG0001 12-04). Highlights: blanket additional insured/waivers including completed operations; no tract or multi-family limitations, silent on punitive damages; silent on subsidence; no prior works exclusion; defense outside the limits; broad duty to defend; quick quote turnaround; phone indications offered; excess limits available; minimum deductible $1000; and minimum premium $2,000.
Available limits: $1 million/$2 million/$2 million.
Carrier: Unable to disclose, admitted and non-admitted available.
States: Ariz., Calif., Colo., Fla., Hawaii, Nev., N.M., Ore., Texas, Utah, Wash., and Wyo.
Contact: Jackie Day at 877-247-9772 or e-mail jackie.day@crumpins.com.

Service Station, Repair Program
Market Detail: American Management Corp. (AMC) provides insurance coverages for service stations, 24-hour c-stores, repair garages, body shops and quick lubes. Some of the coverages provided include: property, general liability, auto, crime, liquor, and inland marine. AMC has been writing these classes of business for more than 25 years.
Available limits: Minimum $300,000, maximum $3 million.
Carrier: Zurich.
States: All states except Hawaii.
Contact: John Hildebrand at 800-233-2398 ext. 6855 or e-mail johnh@amcins.com.

Misc. Professional Liability
Market Detail: Great American Insurance Group’s Executive Liability Division (ELD) has a new errors and omissions policy, ExecPro Professional Liability Solution. The new policy provides protection for small businesses and nonprofits against claims brought by dissatisfied customers. These claims typically allege an error or omission was made involving the services at issue and can be very costly and time consuming for clients to address. The ELD is presently writing individual policies and aggressively pursuing affinity programs for the following classes: answering services, bookkeepers, couriers, concierge services, dog groomers, expert witnesses, grant writers, graphic designers, interpreters, mediators, meeting and event planners, non-profit agencies, photographers, printers, resume services, technical writers, translators, and many more.
Available limits: Minimum $250,000, maximum $3 million.
Carrier: Great American Insurance Group.
States: All.
Contact: Ryan FitzSimmons at 847-330-6784 or e-mail rfitzsimmons@gaic.com.

Outfitters & Guides
Market Detail: K&K Insurance Group offers two options for insurance coverage for guide operations: a traditional program for larger organizations needing more complex coverage; and an RPG program offering reduced minimum premium for smaller outfitter and guide operations engaged in select activities. Eligible operations include adventure/challenge ropes course facilitators; canoeing/kayaking; equine operations; hunting and fishing; mountain biking; mountaineering; and rafting.
Available limits: As needed.
Carrier: Nationwide/Scottsdale.
States: All.
Contact: Sheila Morton at 800-637-4757 or e-mail sheila_morton@kandkinsurance.com.

Social Services
Market Detail: NSM Insurance’s social services coverage includes: general liability, auto, property, abuse and molestation, professional liability, umbrella, and in-house underwriting.
Available limits: As needed.
Carrier: Unable to disclose, admitted.
States: All.
Contact: Priscilla Archer at 800-761-7072 or e-mail Parcher@nsminc.com.

Submit your company’s property/casualty markets to the industry’s leading searchable database at www.mynewmarkets.com.

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