Features

Mitigation Takes Center Stage in Hardening Cyber Market

Hard markets are nothing new — agents have dealt with them for decades and the forces that trigger them, including more frequent and severe natural disasters and years of soft pricing. With the hardening market in cyber coverages, however, agents …

Ruling Against Dentist’s COVID Business Interruption Could Be Key Win for Insurers

A federal appellate court ruling that dismissed a dental practice’s COVID-19 business interruption claim might be the beginning of the end for policyholder arguments that income lost because of government shutdowns should be recovered through commercial property insurance policies. The …

Arizona Supreme Court Malpractice Case Ruling Cites Need for Expert Testimony

An Arizona Supreme Court decision says medical malpractice lawsuits involving unclear causes of death or other injury can’t proceed without sufficient expert witness testimony providing guidance for jurors. The court’s decision stemmed from the 2012 death of a 4-year-old boy …

3 Ways to Accomplish Diversity & Inclusion in the Hiring Process

How’s your diversity, equity and inclusion (DE&I) strategy these days? Non-existent, a paragraph in the employee handbook or a manifesto? More importantly, is it collecting dust or a living, breathing document that impacts all aspects of your business? In my …

California Workers’ Comp Written Premium Down 13%, Report Shows

California workers’ compensation written premium for the first quarter of 2021 was 13% below that for the first quarter of 2020, according to a quarterly experience report issued by the Workers’ Compensation Insurance Rating Bureau of California. The WCIRB report …

Why Health Insurance & Workers’ Compensation Insurance Are Not True Insurance

Fully funded or level funded traditional health insurance provided by employers is not insurance except for people who buy their own insurance, i.e., the small business owner. To qualify as insurance, the insurance policy must insure the buyer’s assets. Employer …

Postmates Paying $1M to Washington Gig Workers in Settlement

Online food delivery platform Postmates has agreed to pay almost $1 million to settle allegations it violated the city’s paid sick leave policies for gig workers, Seattle’s Office of Labor Standards said. The city said in a news release that …

Oklahoma Supreme Court: Progressive’s Uninsured Motorist Exclusion Not Lawful

Oklahoma’s highest court found that an insurer’s uninsured motorist exclusion violates state law. The Oklahoma Supreme Court came to that conclusion in answering a certified question from the U.S. Court of Appeals for the Tenth Circuit about the UM exclusion …

Washington Farm to Pay More Than $2M Following COVID Deaths

The state of Washington reached a settlement with Gebbers Farms Operations LP to spend more than $2 million improving housing, quality of life, safety and access to health care for farm employees and their families. The Washington state Department of …

101 Sales, Marketing & Agency Management Ideas

1. Be Excellent. Create or sponsor an award for excellence for an organization or individual in an industry or community you serve. 2. Get Published. Start a magazine for your niche market. 3. Volunteer. The hand that gives, gathers. There …

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