Features

Washington Port Commissioner Faces Suit over Helicopter Crash

Three people have filed a personal injury lawsuit against a Port of Skagit commissioner over alleged injuries sustained in a helicopter crash near Cypress Island. Helicopter passengers Christopher Neibauer and Ashley Walker, and Hannah Neibauer, who is married to Christopher …

Collision Course Body Shops Under Insurance Pressure

Waseem Tarabishi insists that employees at his San Diego-area collision repair shop take the online classes they need to maintain their technical certifications while on the clock so he can make sure they are paying attention. After buying CollisionTech in …

Federal Flood Insurance Premiums Far From Keeping Up With Expected Losses

If the nearly 4.3 million residential homes (1-4 units) across the country with substantial flood risk were to be insured through the National Flood Insurance Program (NFIP), the NFIP rates would need to increase 4.5 times to cover the risk …

It Could Have Been Worse. COVID-19’s Impact on Workers’ Compensation

While it obviously presented challenges, 2020 is looking like it may not have been such a bad year for workers’ compensation insurers and insureds after all. Insurers took in less premium but paid fewer claims. They managed to achieve one …

LockTen: Top 10 Total Reward and Human Capital Strategies in 2021

We’ve learned a lot in the past transformative year. The bottom line is: it’s not enough to just be a broker anymore. Organizations expect their broker partner to get creative (and aggressive) when it comes to guiding their total rewards …

Protecting Seasonal Ag Workers with a Non-Routine Work Program

During a routine trip to dump grain into a dump pit, a driver became concerned about the amount of dust rising from the pit. To investigate, he removed both the primary and secondary pit grates — a task that was …

The Misnomer of ‘Insurance’ in Health Insurance, Why Health Insurance Is Not Really Insurance

Insurance is a financial product designed to protect consumers’ and businesses’ balance sheets. If your house burns down and you have insurance, the insurance company pays to rebuild the asset known as your house. For insurance to be real, the …

Florida’s Citizens Insurance Makes Drastic Rate Changes to Stem Flood of New Policies

After holding off on approving its 2021 rates in December, Citizens Property Insurance Corporation’s Board of Governors approved rate recommendations that the insurer says will make its rates more competitive with the private market to slow the flow of policyholders …

Most Small Businesses Lost Sales Due to Pandemic: Fed Survey

The vast majority of U.S. small businesses took a hit to their revenue last year because of the coronavirus pandemic, with minority-owned businesses struggling the most and worrying more about accessing credit, according to a Federal Reserve survey released on …

California Surplus Lines Weathered Pandemic, Wildfires, Civil Unrest

In a year marred by a pandemic, massive Western U.S. wildfires, civil unrest, and a contentious election, California’s surplus lines market “didn’t miss a beat.” That was the message from Ben McKay, CEO and executive director of the Surplus Line …

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