Features

Commercial Property and Virus Exclusion

There is much being made about coverage for business income losses related to COVID-19. It seems that new lawsuits are filed daily, while the tally of lawsuits that are being dismissed continues to rise. It appears that in many jurisdictions, …

California Commissioner Asks Insurers to Cover Wildfire Losses Sans Home Inventory

California Insurance Commissioner Ricardo Lara is asking insurers to help wildfire survivors by providing up to 100% of personal property coverage limits without a detailed inventory to those who suffered a total loss of their home. “Wildfire survivors who are …

Tech-First Agency Tackles the ‘Difficult Things’

From standup comedy and acting gigs to selling insurance – not the typical career path for the everyday independent agency owner but that is how Jeff Arnold, founder of RightSure Insurance Group, this year’s winner of Insurance Journal’s Overall Best …

Steep Drop in California Workers’ Comp IMRs in First Half of 2020

The number of independent medical reviews used to resolve California workers’ compensation medical disputes fell sharply in the first half of 2020 as the pandemic took a toll on the state’s economy with statewide unemployment spiking to a record level …

America’s Best Agencies To Work For

The votes are in for the 2020 Best Independent Insurance Agencies to Work For. While 2020 has been an unusual year for agency employees – many of whom have worked remotely for months – the pressures that have come with …

California Governor Planning to Ban Sale of New Gas Vehicles in 15 Years

California will ban the sale of new gasoline-powered passenger cars and trucks in 15 years, Gov. Gavin Newsom announced in late September, establishing a timeline in the nation’s most populous state that could force U.S. automakers to shift their zero-emission …

Homeowners Coverage Gaps? Here Are Some ‘Mower’

In 2018, the Insurance Journal published an article titled “Lawnmower Injuries Remain Source of Serious Injury and High Costs.” A study cited in the article stated each day during the mowing season, about 30 people are injured or maimed in …

Communication and Teamwork Equal Success

Not all insurance agents are created equal. At least that’s what William A. Smith & Son Insurance states on its website, a claim that speaks to the agency’s mission of serving clients and employees through strong communication and teamwork. “We …

The Most Expensive Data Breach You’ll Ever Have

Last week, a producer in one of my classes was distracted beyond belief — fidgeting with his mobile device, sending emails, and texting. As happens to most of us when we’re nervous, his leg was shaking like a tree in …

Remote Work: Protecting Against Employee Crime

The business landscape has changed drastically over the past several months as the world has struggled to combat and adapt to a global health crisis. Many organizations successfully pivoted their workforce to remote work, some even reporting increased productivity as …

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