Features

Drought Emergency Declared for Oregon’s Coos County

A drought declaration passed by Coos County Commissioners has been approved by Oregon Gov. Kate Brown. The governor’s declaration, which expires Dec. 31, will authorize state agencies to expedite water management tools for local officials to quickly start mitigation activities. …

California Workers’ Comp Bureau Lowers Mid-Range Estimate of COVID Costs by $10B

The Workers’ Compensation Insurance Rating Bureau of California published estimated costs of allowing state workers to receive benefits for COVID-19 claims without proving virus exposure at work, dropping a prior mid-range estimate by $10 billion. In a report published in …

Nursing Home With Oregon’s Deadliest Virus Outbreak Sued

The daughter of a woman who died after contracting the coronavirus at a Portland long-term care facility filed a $1.8 million lawsuit last month claiming elder abuse. Angela Brown says her 75-year-old mother, Judith Jones, contracted coronavirus and died because …

When Insurers Deny Claims, Brokers Are Next in Line for Allegations of Wrongdoing

In the wake of government orders shutting down or seriously limiting the operations of businesses to deal with the COVID-19 outbreak, many affected businesses have turned to their insurers for coverage. This has led to a flurry of lawsuits across …

Study: Sharp Drop in California Workers’ Comp Independent Medical Reviews

The number of Independent Medical Review determination letters, a process used to resolve California workers’ compensation medical disputes, fell sharply in prescription drug disputes by 11.3% from 2018 to 2019, with data from the first quarter of 2020 showing the …

Time to Refocus on Cybersecurity

The country and economy are reopening, albeit slowly and cautiously. However, hackers and other digital bad actors have been busy coming up with new schemes that agencies must confront. Not only that, agencies must now rethink how they protect themselves. …

Less Cars Doesn’t Equate to Fewer Fatalities During Coronavirus Quarantine. Fatality Rate Up 14%.

As Americans have been driving less and covering fewer miles, the emptier roads have become more lethal. Preliminary data from the National Safety Council indicate a year-over-year 14% jump in fatality rates per miles driven in March, in spite of …

Stress Testing Shows Most Insurers to Withstand Pandemic Hit

Analysts at the AM Best ratings firm say their initial stress tests of insurance companies globally to gauge the preliminary impact from the COVID-19 pandemic on their financial strength found good news: “most insurers’ capital levels provided an adequate buffer …

Just Because It’s Not Covered Doesn’t Mean It’s Not Covered…The Entirety of Contract Doctrine – Part 2

Last month, I shared a claim I had consulted on involving mobile equipment. The adjuster had incorrectly denied the claim because he failed to read both the definition of “mobile equipment” and the exclusion that referenced the definition. When determining …

Can a Governmental Entity Be Liable for Tort Claims? It Depends.

Everyone needs insurance. My entrance into the insurance world taught me that. The first place I worked in insurance specialized in providing insurance to fire departments and ambulance companies. Municipalities and their fire departments have similar exposures as other entities …

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