We recently received a question from a reader who had a customer with several single-family dwellings as rentals, all written on carrier-specific DP 00 03 (DP-3) policies. The question: “What are the pros and cons about leaving the dwellings on …
Chuck Miccolis, managing director of commercial lines at the Insurance Institute for Business & Home Safety (IBHS), says start with the roof to make the most impact on commercial properties. “The roof system has the greatest exposure and is the …
Century Risk Advisors is a relatively young agency, founded in just 2013 in Boca Raton, Fla. But it boasts an impressive track record in the insurance industry as the second agency formed by Chairman Ron Reshefsky, who sold the first …
The people who work at the Texas-based independent insurance agency BKCW are not employees — they are team members and they are family. That team-oriented, family first culture is just one of the many aspects of the agency that its …
Serving current and former military personnel and their families is what the employees of Military United Insurance (MUI) in Columbia, Mo., do, and they love it. Employee after employee responding to Insurance Journal’s 2019 Best Agencies to Work For survey …
Parametric earthquake coverage and terrorism coverage are among the potential items on the 2019 Export List hearing being held next month by the California Department of Insurance. Adding a risk or coverage to the export list requires evidence there isn’t …
Insurance policies are difficult to read and understand. Another name for an insurance policy is a “legal contract.” An insurance policy is a specific kind of legal contract. Without training and experience, aren’t most legal contracts difficult to understand? This …
The Workers’ Compensation Insurance Rating Bureau of California in mid-October issued a prospective estimate of the cost impact of Senate Bill 863, the sweeping workers’ comp reform bill signed into law in 2012. SB 863 increased benefits effective Jan. 1, …
A group of occupational medicine doctors is warning that legalization of marijuana has “huge” public and workplace health and safety implications that Congress should consider when dealing with the issue. The American College of Occupational and Environmental Medicine (ACOEM) said …
The Occupational Safety and Health Administration has fined an excavation company for the deaths of two Colorado workers who were trapped for hours in a collapsed trench. The Fort Collins Coloradoan reported that Firestone-based Backhoe Excavating was fined $31,446 for …
