Features

Personal Lines in Surplus Lines

The continuing trend of more personal lines business making its way into the E&S market is surprising, says John Jennings, CEO and one of the founding members of Jencap Group. “I think that is probably the biggest surprise over the …

InclusionScore CEO: Recent Events Highlight Need to Rein in Costly D&I Risk

At the end of June, James Felton Keith read the news of the U.S. Supreme Court’s majority rulings regarding affirmative action in higher education, and the application of free speech in anti-discrimination law. At around the same time, the outgoing …

Hard Market Pressure: Surplus Lines Lifting Heavy Load in Turbulent Times

As the longest hard market in memory refuses to fade, standard property/casualty carriers are not only continuing to raise prices but also reimagining their books by shedding risks they no longer want. It’s affecting large and small commercial lines business …

Private Flood Insurers See Opportunity as NFIP Increases Rates

While the National Flood Insurance Program (NFIP) rolls out a new rating program generating premium increases for many policyholders, the private flood insurance market has seized the opportunity to grow its market share across the U.S., according to an issues …

Veteran Insurance Pros Offer Strategies for Navigating a Hard Market

Everyone in the insurance industry knows that 2023 has become one of the hardest markets in decades, across the board. In a panel discussion — No One Said it Would be Easy. Navigating the Current Hard Market — held recently …

Claims Pros Warned About Confirmation Bias and Inflated Line Items

The charred remains of a dog found among the ruins of a house that was destroyed in a sudden fire added an air of legitimacy to the insurance claim. For sure, homeowners sometimes resort to arson, but who would be …

What’s The Best Recruiting Tool to Find Insurance Talent? The Answer Might Surprise You.

The #1, MOST IMPORTANT recruiting tool is one most insurance agencies and carriers don’t use to its fullest potential is … (drumroll please!) … a candidate database. Applicant Tracking Systems (ATS) and Customer Relationship Management (CRM) software are virtually the …

Arrests Made in ‘Family and Friend’ Auto Insurance Fraud Ring

An alleged “family and friend” organized auto insurance fraud ring in California was broken up by the Urban Automobile Insurance Fraud Task Force when seven people were arrested on Wednesday in connection to the case. In total, 23 individuals face …

Lessons from the Stone Age

In our modern world of rapidly advancing technology and complex corporate structures, it’s absurd to consider looking toward the distant past for insights. Yet, the Paleolithic or Stone Age era — characterized by early humans’ usage of stone tools and …

Two Rival Robotaxi Services OK’d to Operate Throughout San Francisco

California regulators approved an expansion that will allow two rival robotaxi services to operate throughout San Francisco at all hours, despite safety worries spurred by recurring problems with unexpected stops and other erratic behavior. The state’s Public Utilities Commission voted …

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