Idea Exchange

Are you truly independent?

Given today’s business environment, is it possible for independent agents to truly be “independent?” When we talk about an independent agent, we simply think of a producer who has access to many different carriers. That agent is not limited to …

Fortified building standards: Gulf Coast market

Concrete houses sprouting up in southern Alabama, Mississippi and elsewhere in the Gulf Coast region are more than just fortified structures that will protect their owners from up to 250 mph winds and 36 foot storm surges — they are …

Are you truly independent?

Given today’s business environment, is it possible for independent agents to truly be “independent?” When we talk about an independent agent, we simply think of a producer who has access to many different carriers. That agent is not limited to …

BOP evolution warrants a second look

Do you think of business owners policies (BOPs) as low-premium accounts that won’t make any money, are too labor intensive or are more trouble than they’re worth? Don’t be so quick to judge. This line of coverage is evolving so …

Agents young and old can benefit from bridging the age gap

When many young agents first start working in the insurance industry, they believe success is about making money. While they may focus on developing strategies to reach out to clients, they often do so with the goal to close deals. …

Insider trading plans: A new D&O underwriting concern?

For several years, directors and officers underwriters have viewed corporate insiders’ adoption of so-called “Rule 10b5-1 plans” as evidence of good corporate governance and as a positive underwriting factor. However, recent academic research and regulatory comments suggest that those plans …

What it takes for an agent to be truly independent

Given today’s business environment, is it possible for independent agents to truly be “independent?” When we talk about an independent agent, we simply think of a producer who has access to many different carriers. That agent is not limited to …

Are you truly independent?

Given today’s business environment, is it possible for independent agents to truly be “independent?” When we talk about an independent agent, we simply think of a producer who has access to many different carriers. That agent is not limited to …

Pet food case raises product recall, ‘special’ property, new coverage issues

While the manufacturer of the contaminated multi-brand pet foods that have caused an unknown number of pet deaths and illnesses wants to put the controversy behind it, the pet food maker along with insurers, lawyers and other manufacturers may be …

Insider trading plans: A new D&O underwriting concern?

For several years, directors and officers underwriters have viewed corporate insiders’ adoption of so-called “Rule 10b5-1 plans” as evidence of good corporate governance and as a positive underwriting factor. However, recent academic research and regulatory comments suggest that those plans …

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