Surgeons General Liability
Nuts & Bolts: Avreco is now offering Bariatric and General Surgery Physicians Professional Liability coverage. Eligible risks must be certified by the American Board of Surgery or the American Osteopathic Board of Surgery, and also a member of either the American Society of Bariatric Surgeons or the Society of American Gastrointestinal and Endoscopic Surgeons. Claims-made/incident-sensitive policy form available. One unique option is Bariatric-only coverage for surgeons who want to continue their general surgery coverage with their existing carrier. Prior acts coverage is available subject to underwriting evaluation.
Dollars: Limits offered are up to $1million per claim/$3 million per aggregate in most states with a mandatory $25,000 deductible.
Carrier: General Star, “A++ ” A.M. Best
States: All states except Ind., La., N.M., S.C., and N.Y.
Contact: Bill Yurek, president, Avreco; byurek@avreco.com
Builders’ Risk Policies
Nuts & Bolts: Britt Paulk Insurance Agency Inc. is offering a full line of builder’s risk coverages for transit, temporary storage, debris removal, fire department services, pollution clean up, trees, shrubs and plants, earth movement, flood, soft costs, loss of rental income and permission to occupy.
Dollars: Minimum premium is $300 residential; $500 commercial deductible: $500 residential; and $1,000 commercial.
Carrier: Admitted. Rated “A” by A. M. Best.
States: All except Hawaii
Contact: Sandy McMillan, senior underwriter, (770) 214-7605, sandy.mcmillan@ brittpaulk.com.
Equipment Policies
Nuts & Bolts: Britt Paulk Insurance Agency Inc. is offering an equipment policy program that includes agriculture, forestry, construction and lawn and garden. The coverage is a first party physical damage for contractors’ equipment. Classes include contractors, agricultural, forestry, cranes, wood yard/sawmill, utility, lawn and garden. e.
Dollars: Commission varies. Deductible, $500 and minimum premium is $400.
Carrier: Rated “A” by A.M. Best
States: All except Hawaii.
Contact: Jeff Vaughn, equipment underwriter, (770) 214-7603 or jeff.vaughn@brittpaulk.com
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