New Markets

Outdoor Sporting Program
Nuts & Bolts: Markel’s Outdoors is a niche program for guide and outfitting professionals, private sporting clubs and hunting/fishing lodges. Marketed through select retail insurance agents, this program is available on a licensed and admitted basis in all states except Alaska and Hawaii.

Dollars: Limits $300 to $1 million. Minimum premiums based on $1 million limit. Limits can be increased to $10 million with excess liability/umbrella. Deductible applies to property only.
Carrier: Rated “A” excellent by A.M. Best. Admitted.
States: All except Alaska and Hawaii
Contact: Linda Lee, marketing manager, (800) 431-1270, llee@marketcorp.com.

Bed & Breakfast
Nuts & Bolts: Markel’s Bed & Breakfast program is tailored to fit the needs of B&Bs and country inns, with specialized coverages such as Guests’ Inconvenience Expenses and Historic Buildings. The program targets B&Bs with a minimum of five rooms and country inns with twenty five or fewer rooms. Addi-tional premium for services such as catering, hiking and saddle animals can be considered.

Dollars: Limits $1 million to $10 million. Property limits may vary. Personal liability offered with $1 million limits on the GL and up to $2 million on the umbrella. Higher deductibles may be required depending on values and susceptibility to wind and other catastrophic exposures.

Carrier: Rated “A” by A.M. Best. Admitted.
States: Ala., Ariz., Ark., Calif., Colo., Conn., Del., Fla., Ga., Idaho, Ill., Ind., Iowa, Kan., Ken., La., Maine, Md., Mass., Mich., Minn., Miss., Mo. Mont., Neb., Nev., N.H., N.J., N.M., N.Y., N.C., N.D., Ohio, Okla., Ore., Penn., R.I., S.C., S.D., Tenn., Texas, Utah, Ver., Va., Wash., D.C., W.V., Wis., Wyo.
Contact: Heather White, product management associate, (800) 431-1270, hwhite@marketcorp.com.

Apartments
Nuts & Bolts: Abram Interstate Insurance Services, Inc. in Rocklin, Calif., is offering a new program providing coverage for apartment/habitational. Coverage is on a package or monoline basis. Package coverage includes general liability, property, inland marine and crime. Assault and battery coverage available. Optional coverages include replacement cost, outdoor signs, business income, crime, limited property extension and theft.

Dollars: Limits: General liability, $5 million; Property, $10 million. Brokerage agreement required. Minimum deductible $500.
Carrier: Rated “A” VIII by A.M. Best. Admitted, Arizona; Non admitted, California.
States: Arizona and California.
Contact: Kathleen Henderson, commercial underwriter,(916)780-7000, kathleenh@abraminterstate.com.

Homeowners in Arizona
Nuts & Bolts: Abram Interstate Insurance Services, Inc. in Rocklin, Calif., is now offering homeowners coverage in Arizona. The program includes high risk properties, seasonal homes, brush areas, protection classes 1-10, older homes and homes with losses. High value homes can be written up to $25,000,000. Extended replacement cost and replacement cost on contents available. Risks with trampolines, dog bite claims, high profile and corporate ownership, fuses, woodstoves, wood roofs are okay.

Dollars: Limits 0 to $25 million. Brokerage agreement required.
Carrier: Rated “A” XV by A.M. Best. Non-admitted.
States: Arizona.
Contact: Audrey Kell, underwriting manager, (916)780-7000, audreyk@abram interstate.com.

Annual Medical Evacuation
Nuts & Bolts: World Access is offering Access America Annual Medical Evacuation program that provides worldwide medical transportation benefits up to $1 million. This extensive plan is perfect for frequent business and leisure travelers who are concerned about paying for the high cost of a medical transport out-of-pocket. Three plans available standard, extended stay six months, extended stay twelve months. Each plan is available as a individual or family, or group options.

Dollars: Limits up to $1 million. Commission varies.
Carrier: No rating available.
States: All
Contact: Samantha Paulson, associate marketing manager, (804) 673-7494, spaulson@worldaccess.com.

Hotels, Resorts & Restaurants (Middle Market)
Nuts & Bolts: Venture Insurance Programs offers a risk management and insurance solution for insurance agents of mid-sized to large hotels, resorts hotel management companies, multi-location restaurants and restaurants management companies through its Venture Hospitality program. The program offers mono-line workers’ compensation starting at $100,000 along with a hospitality package starting at $100,000. The program utilizes Chubb Group of Insurance Companies, The Hanover Insurance Company and The Hartford.

Dollars: Maximum limits up to $25 million. Minimum premium $100,000.
Carrier: “A”- to “A”++ by A.M. Best.
States: All
Contact: Annamarie Keen, director, Corporate Sales, (800) 282-6247, hospitality@ventureprograms.com.

Community Banks
Nuts & Bolts: Venture Insurance Programs offers an all-lines program for agents of commercial banks with less than $2 billion in assets. Venture specifically targets Savings Banks, Credit Unions, Savings & Loans and Trust Companies through its Venture Banking program. The program provides agents with access to bank insurance products through Chubb Group of Insurance Companies, The Hartford and OneBeacon Insurance Company. Coverage includes liability (general, fiduciary, professional and lending), bond, computer crime, safe deposit, workplace violence, KNR, property, workers’ compensation, property, boiler and machinery, auto, excess/umbrella, mortgage/mail protection, workers’ compensation and other ancillary lines.

Dollars: Minimum premium, none. Maximum limits varies. Deductible varies.
Carrier: Rated “A” to “A” + + by A.M. Best.
States: All
Contact: Annamarie Keen, director, corporate sales, (800) 282-6247, banking@ventureprograms.com.

Property for Florida Golf & Country Clubs
Nuts & Bolts: The Preferred Club Program offers two Property forms including Specified Perils 1 providing coverage for fire, vandalism and lightning, and All Perils 2, which includes wind and flood. Specified Perils 1-Recommended for coastal properties in conjunction with Florida’s Wind and/or Flood Insurance Pool. All Perils2 -Available to qualified inland county clubs which may be excluded from Florida’s Wind and/or Flood Insurance Pool.

Dollars: Minimum limits are $50 million. Minimum premium, $25,000; Maximum premium, unlimited. Commission is 10 percent.
Carrier: Chubb Group of Insurance Companies & The Hanover Insurance Group
Rated “A”++ XV and “A”- XII respectively. Admitted & Non-admitted
States: Florida only.
Contact: Annamarie Keen, director, Corporate Sales, Venture Insurance Programs,

(800) 282-6247, marketing@preferredclub. com.