Insurance Agents E&O Program
Nuts & Bolts: Brown & Brown of California Inc. – Programs Division has a new errors and omissions market designed for agents that have been in the industry three or more years, with revenues under $3 million, and have fewer than 30 licensed staff members. The program is admitted in all states for both property/casualty and/or life agents. Includes broad definition of insured. Defense outside limit of liability and “damages only” deductible is available. This program is offered on a retail basis only.
Dollars: $1 million to $10 million.
Carrier: Ameri-can Automobile Ins. Co., rated “A” XV by A. M. Best. Admitted.
States: All.
Contact: Mary Serafino at 800-280-7250, ext. 340 or e-mail mserafino@broprog.com.
Non-Trucking Liability Program
Nuts & Bolts: TCBTI, LLC is offering coverage for medium- to large-sized owner/operator trucking fleets. Rates vary based on size and experience.
Dollars: $500,000 to $1 million.
Carrier: Rated “A” by A.M. Best. Non-admitted.
States: All except Alaska and Hawaii.
Contact: Thomas Bradshaw at 1-877-498-6900 or e-mail thom@tcbins.com.
Specialty RV Coverage
Nuts & Bolts: RV insurer has a product for motorized and non-motorized units, including Class A, B and C motor homes, bus conversions and travel trailers. Rating is Web-based with a focus on ease of use. Competitive rate structure available throughout the United States. Available coverages include total loss replacement, purchase price guarantee, diminishing deductible, full timer’s liability, awning replacement, adjacent structure coverage, physical damage for units valued up to $2 million in select states, and more. Companion auto product is available for RV customers who own private passenger autos. Customers who combine RV and auto are able to have combined billing, discounted pricing and a single deductible.
Dollars: Up to $1 million CSL.
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States: Ala., Ariz., Ark., Calif., Colo., Conn., Del., Fla., Ga., Idaho, Ill., Ind., Iowa, Kan., La., Maine, Md., Mich., Minn., Mo., Mont., Neb., Nev., N.H., N.J., N/M., N.Y., N.C., N.D., Ohio, Okla., Ore., Penn., S.C., S.D., Tenn., Texas, Utah, Va., Wash., Wis., Wyo.
Contact: Steve Minster at 800-929-1500 or e-mail steve.minster@natl.com.
Mortgage Brokers – Professional Liability
Nuts & Bolts: Klinger Associates Inc. is offering a program for mortgage brokers professional liability coverage. The program is available to residential and commercial brokers.
Dollars: Starting at $1 million.
Carrier: Rated “A” by A.M. Best. Admitted.
States: All.
Contact: Bob Klinger at 317-845-9890 or e-mail Klinger@klinger-insurance.com
Topics AM Best
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