My New Markets

September 24, 2007

Youth Recreation Programs

Nuts & Bolts: Markel Insurance Co. is offering coverage for youth recreation programs and camps. Coverage available includes general liability, umbrella, sexual abuse/molestation, D&O, child abduction, special events, professional liability, property, key employee replacement, auto, crime, and business income.

p:Dollars: Varies.

p:Carrier: Rated “A” by A.M. Best. Admitted.

p:States: All.

Contact: Heather White at 804-965-1724 or e-mail hwhite@markelcorp.com, visit www.markelinsurance.com.

Marina & Airport Storage Tanks

Nuts & Bolts: USAssure has a market that provides above and underground storage tank pollution coverage for marinas and airports. Coverage includes third-party bodily injury, and property damage due to releases from storage tanks.

Dollars: Up to $25 million.

Carrier: Rated “A” by A.M. Best. Admitted.

States: All.

Contact: Jenny Roberts at 904-224-8970 or e-mail jenny.roberts@usassure.com.

Auto Repair Shops

Nuts & Bolts: USAssure Insurance Services offers a new target market that includes auto repair shops, as well as facilities that provide the following services: oil change facilities, motor vehicle dealers, tire sales and repair, and auto parts stores. Coverage provides first-party and third-party claims coverage, and can be used to meet US EPA financial responsibility.

Dollars: Up to $2 million.

Carrier: Rated “A” by A.M. Best. Admitted.

States: All, except Hawaii.

Contact: Jenny Roberts at 904-224-8970 or e-mail jenny.roberts@usassure.com.

Tattoo and Body Piercing

Nuts & Bolts: Marine Agency Corp. is now offering professional liability, package, umbrella, and workers’ compensation for tattoo and body piercing businesses.

Dollars: Varies.

Carrier: AIG rated “A” by A.M. Best. Admitted.

States: All.

Contact: Charlie Stevens at 800-763-4775 ext. 14 or e-mail cstevens @marineagency.com.

Specialty RVs

Nuts & Bolts: RV insurer focused on motorized and non-motorized units including Class A, B, and C motor homes, bus conversions, and travel trailers. Rating is Web-based. Competitive rate structure throughout the United States. Available coverages include total loss replacement, purchase price guarantee, diminishing deductible, full timer’s liability, awning replacement, adjacent structure coverage, physical damage for units valued up to $2 million in select states, and more. Companion auto product is available for RV customers who own private passenger autos. Customers who combine RV and auto are able to have combined billing, discounted pricing and a single deductible.

Dollars: Up to $1 million CSL.

Carrier: National Interstate rated “A” by A. M. Best. Admitted.

States: Ala., Ariz., Ark., Calif., Colo., Conn., Del., Fla., Ga., Idaho, Ill., Ind., Iowa, Kan., La., Maine, Md., Mich., Minn., Mo., Mont., Neb., Nev., N.H., N.J., N/M., N.Y., N.C., N.D., Ohio, Okla., Ore., Penn., S.C., S.D., Tenn., Texas, Utah, Va., Wash., Wis., Wyo.

Contact: Steve Minster at 800-929-1500 or e-mail steve.minster@natl.com.

Home Fuel Oil Delivery

Nuts & Bolts: International Excess of Pittsburgh is offering coverage for propane, petroleum and fuel oil distributors. Coverages includes property, inland, CGL, business auto and umbrella liability.

Dollars: Up to $5 million.

Carrier: Rated “A” by A.M. Best. Admitted.

States: All.

Contact: W. Flagg Pavlik at 800-937-3497, ext. 208 or e-mail fpavlik@intlxs.com.

Mortgage Brokers

Nuts & Bolts: Klinger Associates Inc. is offering a program for mortgage brokers – professional liability, including residential and commercial.

Dollars: Starting at $1 million.

Carrier: Rated “A” by A.M. Best. Admitted.

States: All.

Contact: Bob Klinger at 317-845-9890 or e-mail Klinger@klinger-insurance.com.

Jet Skis

Nuts & Bolts: Midlands Management Corp. specializes in Jet Skis & Personal Watercraft. Midlands has the ability write up to two jet skis or personal watercraft per policy. Low minimum premiums and no age restrictions but acceptance is subject to full underwriting and a complete submission. Premiums as low as $65 are available. Coverage subject to underwriting requirements.

Dollars: Up to $500,000

Carrier: Rated “A” by A.M. Best. Admitted.

States: All.

Contact: Brandon Davis at 800-800-4007 or e-mail bsdavis@midman.com.

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Insurance Journal Magazine September 24, 2007
September 24, 2007
Insurance Journal Magazine

Salute to Surplus Lines Brokers/NAPSLO; Personal Lines Markets; Product Liability