Agents E&O
Nuts & Bolts: Market Scout is offering a broad coverage form from three different “A” rated carriers. Each insurer has agreed to provide up to 25 percent discounts for agencies that have 40 percent of their professional staff holding a CIC, CISR or CRM designation, exclusive to MarketScout.
Dollars: $1 million to $10 million.
Carrier: Rated “A” by A.M. Best. Admitted and non-admitted.
States: All.
Contact: Norm Altering, 972-934-4275 or e-mail nalberigo@marketscout.com.
Background Checks
Nuts & Bolts: AMIS/Alliance Marketing & Insurance Services is offering commercial general liability with errors and omissions, worker’s compensation, commercial auto, property, D&O, EPLI and bonds.
Dollars: Starting at $700.
Carrier: First Mercury Insurance rated “A-” VIII by AM Best. Non-admitted.
States: All except Wyoming.
Contact: William Westat 800-843-8550, or e-mail bwest@amiscorp.com.
Accountants E&O
Nuts & Bolts: Lexington/AIG is now offering accountants errors and omissions coverage.
Dollars: $1 million to $15 million
Carrier: AIG/Lexington rated “A” by A. M. Best. Non-admitted.
States: All.
Contact: Andrew Gravel at 617-457-5865 or e-mail Andrew.Gravel@AIG.com.
Fishing Guides
Nuts & Bolts: The Midland Management Corp. is offering a product specifically designed for fishing guides, tournament anglers, and sport fish risks. The product offers flexible coverage options, a variety of deductibles, and is affordable.
Dollars: Up to $1 million.
Carrier: Rated “A” by A. M. Best. Admitted.
States: All except Florida.
Contact: Brandon Davis at 800-800-4007 or e-mail bsdavis@midman.com.
Hacker – Virus – Cyber Invasion
Nuts & Bolts: USX/S is offering coverage for cyber invasions against first party systems as well as attacks against a third party. Breach of security, permissive user breach for unauthorized purposes, introduction of destructive or fraudulent code, threat to introduce fraudulent or destructive code for the purpose of extortion are offered.
Dollars: $500,000 to $1 million.
Carrier: Rated “A” by A.M. Best. Admitted.
States: All.
Contact: Dave Stahl at 440-888-7300 or e-mail DaveS@USXS.net.
Dump Truck Fleets
Nuts & Bolts: The Maplewood Group is offering coverage for dump trucks carrying sand, gravel, coal, farm produce, asphalt, etc. Maplewood also has a market for ready mix concrete fleets. Minimum six power units.
Dollars: Starting at $500,000.
Carrier: Multiple carriers, rated “A” and “A+” by A.M. Best. Admitted and non-admitted.
States: All.
Contact: Stephen Pierce at 740-321-1137 or e-mail spierce@themaplewoodgroup.com.
Lawyers Professional Liability
Nuts & Bolts: Partners Specialty Group has available a lawyers professional liability market with $5 million limits available, first dollar defense, duty to defend policy, full prior acts in the policy form, and consent to settle clause.
Dollars: $250,000 to $5 million.
Carrier: Rated “A” by A.M. Best. Admitted.
States: All except Florida.
Contact: Michael Cardenas at 310-586-4742 or e-mail mcardenas@psgins.com.
Preferred Restaurants – Liquor Liability
Nuts & Bolts: New program is available for liquor liability on preferred restaurants. Most competitive restaurant rates available on this class, assault or battery coverage included; no deductible; defense costs are outside the policy limits; employees automatically covered as an insured on the policy. Policy includes expanded definition of bodily injury, per location aggregate, prompt quotes, 25 percent to 37 percent reduction in rates.
Dollars: $100,000 to $2 million. New competitive minimum premiums ranging from $400 to $720.
Carrier: U.S. Liability Insurance Group, rated “A++” by A.M. Best. Admitted and non-admitted.
States: All.
Contact: Kenneth Kukral at 216-797-9700 or e-mail Ken@internationalexcess.com.
Worldwide Terrorism Coverage
Nuts & Bolts: Chopra Insurance Brokerage Inc. is offering stand alone worldwide terrorism coverage, non-marine terrorism risk worldwide coverage. The product offers broader coverage than TRIA, including domestic terrorism and fire. Additional coverage can be obtained such as public employer’s liability following a terrorist act; also war on land can be insured. Chemical and biological terrorism coverage is available.
Dollars: Up to $100 million.
Carrier: Rated “A” by A.M. Best. Non-admitted.
States: Ala., Calif., Colo., Conn., Del., Ga., Idaho, Ill., Ind., Iowa, Kan., La., Maine, Md., Mass., Mich., Minn., Mo., Mont., Neb., Nev., N.H., N.M., N.C., N.D., Ohio, Okla., R.I., S.C., S.D., Tenn., Texas, Utah, Vt., Va., Wash., D.C., W.V. and Wis.
Contact: John Upchurch at 818-551-4588, or e-mail Jupchurch@choprainsurance.com.
EPLI for Architects
Nuts & Bolts: ELM Insurance Brokers Inc. is offering employment practice liability coverage for architects and engineers with third-party extensions, provided in conjunction with errors and omissions coverage with segregated limits.
Dollars: $500,000 to $10 million.
Carrier: Rated “A” by A.M. Best. Admitted.
States: All.
Contact: Fred Fisher at 310-322-1301 or e-mail ffisher@e-o.com.
Herbals and Dietary Supplements
Nuts & Bolts: SHG Insurance Services LLC is offering CGL and products for dietary supplements and herbals. Will entertain manufacturers, distributors and importers — new ventures as well as established firms.
Dollars: Up to $2 million.
Carrier: Rated “A” XV by A. M. Best. Non-admitted.
States: All.
Contact: William Ambler at 805-686-1148 or e-mail billambler@shgins.com.
Topics AM Best
Was this article valuable?
Here are more articles you may enjoy.
Trigger Warning: Cyber Policy Wordings to Impact Coverage for Tech Outage 
Insurers Face Business Interruption Claims After Global Tech Outage 
Allstate, State Farm Sued Over $4 Billion Maui Fire Settlement 
Soccer Officials Arrested After Melee That Damaged Hard Rock Stadium in Miami From This Issue
