New Markets

The following markets were selected from the MyNewMarkets database of 25,000 coverages and programs. To find additional markets, or to submit markets, go to www.MyNewMarkets.com.

Small Residential General Contractors
Nuts & Bolts: NSM Insurance Group is offering coverage for general contractors who build 25 or fewer homes per year and subcontract 70 percent or more. In-house rating and underwriting is available; no warranty requirements.
Dollars: $1 million/$2million; $5 million umbrella.
Carrier: Rated “A+” by A.M. Best. Admitted and non-admitted.
States: Ala., Alaska, Ark., Conn., Fla., Ga., Idaho, Ill., Ind., Iowa, Kan., Ken., La., Maine, Miss., Mich., Mo., Neb., N.H., N.M, N.C., N.D., Ohio, Okla., R.I., S.C., S.D., Tenn., Texas, Utah, Vt., Va., Wis., Wyo.
Contact: Jennifer Chapman at 800-970-9778, ext. 186 or e-mail smallGCs@nsminc.com.

Real Estate Owners Umbrella Program
Nuts & Bolts: PGI Commercial is offering an umbrella program for commercial real estate. Program is open to the following classes: apartment buildings, condominiums, homeowners associations, hotels, motels, golf courses, office buildings, commercial retail buildings and warehouses.
Dollars: $5 million to $25 million.
Carrier: Member companies of AIG, rated “A+” by A.M. Best. Admitted.
States: Ariz., Calif., Colo., Conn., Ill., Ind., Md. Mich., N.V., N.J., N.Y., Ohio, Ore., Penn., R.I., Tenn., Texas, Utah, Wash., Wis.
Contact: Richard Trezza at 973-631-7575 or e-mail rtrezza@pgicommercial.com.

Property Managers Program
Nuts & Bolts: JGS Insurance & Preferred Property Programs is offering a business owners policy with professional or general liability. Coverages for BOP include: automobile; equipment breakdown/boiler and machinery; crime/fiduciary as well as professional or errors and omission.
Dollars: $1 million to $10 million.
Carrier: Rated “A+” XV by A.M. Best. Admitted.
States: All.
Contact: Carmen Suarez, 888-548-2465, e-mail csuarez@jgsinsurance.com.

D&O Private Company
Nuts & Bolts: Monitor Liability Managers is offering D&O coverage for private companies.
Dollars: Varies.
Carrier: Admiral Insurance rated “A” by A.M. Best. Admitted and non-admitted.
States: All.
Contact: Producer Development, 847-806-6590 or e-mail info@monitorliability.com.

Workers’ Compensation for Nonprofits
Nuts & Bolts: Tangram Insurance Services offers a competitive workers’ compensation program for nonprofit organizations. The program targets primarily social service agencies and entertains a wide variety of nonprofits: children’s residential care facilities, alcohol and drug halfway houses, transitional living centers, battered women shelters, organizations that work with the developmentally disabled. Organizations with an IRS tax-exempt status of 501(c)3, 501(c)4, and 501(c)6 are also eligible.
Dollars: $1 million to $1 million.
Carrier: Everest rated “A+” XV by A.M. Best. Admitted.
States: Calif., Ill., Ind., Iowa, Kan., Mo.
Contact: Riley Binford at 707-775-2662 or e-mail rbinford@tangramins.com.

Wedding and Reception Insurance
Nuts & Bolts: Francis L. Dean & Associates, Inc is offering wedding and wedding reception insurance including host liquor. From $250 for a one day wedding event or $295 for a three-day package. A $1,000,000 liability program for weddings of all sizes. Easy to rate and policies may be issued within hours.
Dollars: $1 million to $5 million.
Carrier: Rated “A” by A.M. Best. Admitted.
States: All.
Contact: Shannon Morford, 800-745-2409, ext. 122 or e-mail Smorford@fdean.com.

Management Liability
Nuts & Bolts: Monitor Liability Managers is offering coverage for management liability.
Dollars: Varies.
Carrier: Rated “A+” by A.M. Best. Admitted and non-admitted.
States: All.
Contact: Producer Development at 847-806-6590 or e-mail info@monitorliability.com.

Tattoo & Body Piercing
Nuts & Bolts: Professional Program Insurance Brokerage has announced enhancements to its tattoo and body piercing program. Broader property coverage is available including coverage for property of others, property in transit at conventions and computer equipment. The professional liability also has been enhanced to allow for greater credit options for multi artists and lower rates for teaching coverage.
Dollars: Up to $1 million/$3 million.
Carrier: All.
States: Lloyds rated “A” by A.M. Best. Non-admitted.
Contact: Jennifer Schoenthal at 415-475-4300 or e-mail Jennifer@tattoo-ins.com.

Environmental Transport Program
Nuts & Bolts: Gresham & Associates is offering environmental transport insurance. This coast-to-coast program offers the ISO “Pollution Liability-Broadened Coverage for Covered Autos” (CA 9948) and is available for both trucking and business auto risks. Program highlights include: radius available: 100-mile, 300-mile, and unlimited; liability, physical damage, truckers’ general liability, and cargo; and broad availability for bulk and tanker commodities.
Dollars: $1 million to $5 million.
Carrier: Zurich.
States: Ala., Ariz., Ariz., Calif., Colo., Conn., Del., Fla., Ga., Idaho, Ill., Ind., Iowa, Kan., Kt., La., Maine, Md., Mass., Mich., Minn., Mo., Mt., Neb., Nev., N.H., N.J., N.M., N.Y., N.C., N.D., Ohio, Okla., Ore., Penn., R.I., S.C., S.D., Tenn., Texas, Utah, Vt., Va., Wash., D.C., W.V., Wis., Wyo.
Contact: Drew Easton at 317-849-1860 or e-mail TheTruckGuy@greshaminc.com.

Individual Independent Director
Nuts & Bolts: Monitor Liability Managers, Inc. launched a new independent director liability (IDL) insurance policy that provides individual protection to independent directors. The new IDL policy, underwritten by Monitor on behalf of certain of W. R. Berkley Corp.’s insurance company subsidiaries, protects the personal assets of an individual, independent director of a publicly traded, privately held or nonprofit organization. The IDL policy is written to cover an individual. Each independent director may obtain his or her own policy and limit of liability.
Dollars: Up to $5 million.
Carrier: Rated “A” and “A+” respectively by A.M. Best. Non-admitted.
States: All.
Contact: Valerie Foster. 800-446-2100 ext. 637 or e-mail vfoster@monitorliability.com.

Agent/Broker E&O
Nuts & Bolts: MGA/Wholesaler/Program Manager E&O is being offered by Rockwood with the motto: know who your defense team is before you have a loss.
Dollars: $1 million to $5 million.
Carrier: Inter-Hannover rated “A-” by A.M. Best. Admitted and non-admitted.
States: All.
Contact: Glenn Clark at 302-765-6001 or e-mail glenn.clark@rockwoodinsurance.com.

Security Guards, Private Investigators, Adjusters, Alarm Cos.
Nuts & Bolts: AMIS/Alliance Marketing & Insurance Services has now expanded its markets to include limits up to $5,000,000 and then to $10,000,000. AMIS provides some coverages, which include: general liability, errors and omissions, loss key, care custody and control, extended PD, excess/umbrella, workers’ compensation, commercial auto and property.
Dollars: $5 million to $10 million.
Carrier: Travelers rated “A+” XV by A.M. Best. Admitted.
States: All except Alaska and Hawaii.
Contact: Bill West at 800-843-8550 or e-mail bwest@amiscorp.com.

Monthly Pay Renters Insurance
Nuts & Bolts: TCBTI, LLC is offering a List bill monthly pay renters insurance program that allows coverage for all residents of an apartment complex on a list bill, monthly pay basis. No credit score underwriting necessary. Three levels of coverage is available including various personal property, general liability and med pay limits.
Dollars: $10,000 to $50,000.
Carrier: Rated “A” by A.M. Best. Non-admitted.
States: All.
Contact: Thomas Bradshaw at 877-498-6900 or e-mail thom@tcbins.com.

Miscellaneous Medical Malpractice
Nuts & Bolts: NAS Insurance Services has a new excess liability facility providing miscellaneous medical malpractice. Excess terms will be quoted automatically to all NAS primary applicants who seek either a miscellaneous medical policy or a social services policy.
Dollars: $5 million per occurrence/$5 million aggregate.
Carrier: Houston Casualty Co. rated “A+” XII by A.M. Best. Admitted. Lloyds of London rated “A” by A. M. Best. Non-admitted.
States: All.
Contact: Dave Leventhal at 818- 808-4464 or e-mail dleventhal@nasinsurance.com.

Accountants E&O
Nuts & Bolts: Lexington / AIG is offering accountants errors and omissions coverage.
Dollars: $1 million to $15 million.
Carrier: AIG/Lexington rated “A” by A. M. Best. Non-admitted.
States: All.
Contact: Andrew Gravel at 617-457-5865 or e-mail Andrew.Gravel@AIG.com.

Hotel Package
Nuts & Bolts: Next Wave Hotel Program is offering a comprehensive and competitive package of products to qualifying hotels and motels on either an admitted and non-admitted basis. The program is ideally suited for well-managed franchised and non-franchised hotels and motels with favorable loss experience. All coverages are available as a package or individually.
Dollars: $1 million/$2million, general liability.
Carrier: Rated “A-” by A.M. Best. Admitted.
States: All except Alaska and Hawaii.
Contact: Edgar Salcedo, 619-232-3900 ext. 101 or e-mail esalcedo@nextwaveins.com.

Topics Texas Ohio AM Best Iowa AIG Alaska