The following markets were selected from the MyNewMarkets database of 25,000 coverages and programs. To find additional markets, or to submit markets, go to www.MyNewMarkets.com.
Personal Umbrella – Hard-To-Place Clients
Market Detail: International Excess Agency Inc. offers several specialized personal umbrella policies for hard-to-place risks. High risk driver, farm and ranch owner and celebrity programs are available. High risk drivers are eligible for worldwide coverage limits up to $5 million with no retention on a true umbrella form; the program is available to households with up to 10 violations (maximum of two DUIs) or five accidents. Farm and ranch owners generating annual revenues of up to $1 million qualify for up to $10 million of protection with no limitation on acreage, grazing of livestock or number of locations. Program extends to include farm locations leased to others. Limited family partnerships as an additional insured are eligible and the form includes loss caused by personal injury. High-profile celebrities such as athletes, coaches, Fortune 500 executives, nationally recognized musicians, actors, entertainers, autors and other recognizable names are eligible for up to $10 million of protection. These high-profile clients are allowed an unlimited number of vehicles and one to four family dwellings; fenced swimming pool and boating exposures are also considered. Attachment points vary and none of these programs require a self-insured retention. Minimum premiums begin at $200.
Available limits: $1 million to $10 million.
Carriers: US Liability Insurance Co. “A++” Rated by A.M. Best. Admitted and Non-admitted.
States: All except Alaska and Louisiana.
Contact: Kenneth Kukral at 216-797-9700 ext. 2082 or e-mail kkukral@intlxs.com.
Property Managers EPLI
Market Detail: Arrowhead Wholesale Insurance Services LLC offers an EPLI program aimed at property managers. Coverage is extended to include all owners, managers, directors and officers, employees and tenants of the covered properties. A broad definition of employee extends to include seasonal, voluntary, leased and temporary employees plus independent contractors. The definition of “Wrongful Acts” includes harassment, discrimination, retaliation, tenant discrimination, tenant harassment, wrongful eviction and other perils. Third party coverage is extended to include non-employees and tenants. The minimum premium for this program is $5,000; deductibles begin at $1,000.
Available limits: $1 million to $2 million.
Carriers: Unable to disclose. “A” Rated by A.M. Best. Non-admitted.
States: All except Alaska and Hawaii.
Contact: Joshua Parrish at 619-876-4111 or e-mail jparrish@awisgroup.com.
Criminal Justice Program
Market Detail: Aggressive Insurance Brokers Inc. brings to market a liability program for municipal and private, profit or not-for-profit, jails, prisons, halfway houses, pre-release or work release programs, adult or juvenile boot camps, prisoner transportation, electronic monitoring and other criminal retention or monitoring programs. Coverage is provided on either occurrence or claims made forms providing general liability, professional liability, law enforcement liability, auto liability and even medical malpractice coverage for physicians. Property coverage can also be placed. Minimum premium for this program is $5,000 with deductibles beginning at $5,000.
Available limits: Up to $1 million.
Carriers: Various “A” rated by A.M. Best. Admitted and Non-admitted.
States: All.
Contact: Amanda McCabe at 330-659-7501 or e-mail amanda@1800bindaib.com.
Water and Sewer Systems
Market Detail: Grundy Worldwide offers an all lines insurance package designed for water and sewer systems with very competitive rates. Coverages include: failure to supply, pollution coverage, products contamination, sewer back-up coverage and workers’ compensation in some states. Minimum premiums begin at $1,000.
Available limits: $1 million to $25 million.
Carriers: Arch Insurance Company. “A” Rated by A.M. Best. Admitted.
States: All except Hawaii.
Contact: Clinton Deiley at 877-338-4004 or e-mail clint@grundy.com.
High-Value Homeowners
Market Detail: Hull & Company brings a non-admitted, high-value homeowners market available to California homeowner accounts that are hard-to-place due to brush concerns or adverse loss history.
Available limits: As needed.
Carriers: Unable to Disclose. “A+” Rated by A.M. Best. Non-admitted.
States: California.
Contact: Rex Huebner at 949-477-5030 ext. 220 or e-mail rhuebner@hullco.com.
Workers’ Compensation
Market Detail: The Maplewood Group offers a workers’ compensation policy allowing employers to pay premiums per pay period. No audits are performed and no large deposits are required. All class codes and any experience modification factor considered. Minimum premium to qualify for the program is $40,000.
Available limits: Up to $5 million.
Carriers: Unable to disclose. “A” Rated by A.M. Best. Admitted.
States: All.
Contact: Stephen Pierce at 740-321-1137 or e-mail spierce@themaplewoodgroup.com.
Accountants Professional Liability
Market Detail: Travis-Pedersen and Associates of Arizona LLC offers a professional liability program tailored to the accounting profession ranging from bookkeeping, tax preparation and compilations to private and public company audit engagements. All size and types of firms will be considered.
Available limits: Various.
Carriers: Unable to disclose. “A” Rated by A.M. Best. Admitted.
States: Ala., Alaska, Ariz., Ark., Calif., Colo., Conn., D.C., Fla., Ga., Hawaii, Idaho, Ill., Ind., Iowa, Kan., Ky., La., Maine, Md., Mass., Mich., Minn., Miss., Mo., Mont., Neb., Nev., N.J., N.M., N.Y., N.C., N.D., Ohio, Okla., Ore., Pa., S.C., S.D., Tenn., Texas, Utah, Vt., Va., Wash., W. Va., Wis. and Wyo.
Contact: Matt Gervin at 480-281-3850 or e-mail mattg@travped.com.
Workers’ Compensation Program for Metal and Plastics
Market Detail: Smith, Bell & Thompson Inc. announces a monoline workers’ compensation program focused on metalworking and plastics manufacturers. Minimum premium to qualify for the program is $10,000.
Available limits: As needed.
Carriers: Unable to disclose. “A-” Rated by A.M. Best. Admitted.
States: Ala., Ariz., Ark., Calif., Colo., Conn., Del., D.C., Fla., Ga., Idaho, Ill., Ind., Iowa, Kan., Ky., La., Maine, Md., Mass., Mich., Minn., Miss., Mo., Mont., Neb., Nev., N.H., N.J., N.M., N.Y., N.C., Okla., Ore., Pa., R.I., S.C., S.D., Tenn., Texas, Utah, Vt., Va. and Wis.
Contact: Jay Best at 802-658-3600 or e-mail jbest@sbtinsurance.com.
General Liability for Water Parks
Market Detail: MarketScout brings agents a general liability program for water parks. Minimum premium is $50,000 with a $25,000 retention.
Available limits: $1 million to $5 million.
Carriers: Unable to disclose. “A+” Rated by A.M. Best. Non-admitted.
States: All.
Contact: John Gaskill at 972-934-4212 or e-mail jgaskill@marketscout.com.
Submit your company’s property/casualty markets to the industry’s leading searchable database at www.mynewmarkets.com.
Was this article valuable?
Here are more articles you may enjoy.
BlackSuit Cybercrime Gang Blamed in CDK Hack That Roiled Car Dealers 
Three Charged With Helping Agents Cheat on Florida Insurance License Exams 
US P/C Insurers Post Best Q1 Underwriting Result In 17 Years 
Zurich to Buy AIG’s Travel Insurance Business for $600 Million From This Issue
