My New Markets

June 1, 2009

The following markets were selected from the MyNewMarkets database of 25,000 coverages and programs. To find additional markets, or to submit markets, go to www.MyNewMarkets.com.

Staffing Firms
Market Detail: World Wide Specialty Programs was founded 40 years ago to provide insurance exclusively for the staffing services industry. The program offered by World Wide includes: staffing services liability, general liability, professional liability, employment related practices, fidelity bond, commercial umbrella, property, office package and workers’ compensation. Specialty risk coverage is also available.
Available limits: As needed.
Carriers: AIU Holdings Inc. No rating data provided. Admitted.
States: All.
Contact: Alan Doloboff at 866-927-2004 ext. 133 or e-mail adoloboff@wwspi.com.

Network and Computer Protection
Market Detail: Victor O. Schinnerer & Co. Inc. brings agents access to computer network protection created for design professionals. This is a cyber liability endorsement to VOS’s admitted professional liability policy for architects and engineers. The endorsement covers events such as: damage or theft of electronic information, inability of an authorized user to access a network, computer viruses, worms, Trojan horses, suspension or interruption of a network, denial of service attacks, privacy injury and identity theft, cost to notify affected parties of a security breach and an option to cover lost or stolen laptops. Minimum premiums begin at $510 and deductibles start at $1,000.
Available limits: Up to $2 million.
Carriers: CNA. “A” rated by A.M. Best. Admitted.
States: Ala., Alaska, Ariz., Ark., Colo., Del., D.C., Fla., Ga., Hawaii, Idaho, Ill., Ind., Iowa, Kan., Ky., La., Maine, Md., Mass., Mich., Minn., Miss., Mo., Mont., Neb., Nev., N.H., N.J., N.M., N.Y., N.C., N.D., Ohio, Okla., Ore., Pa., R.I., S.C., S.D., Tenn., Texas, Utah, Va., Wash., W. Va., Wis. and Wyo.
Contact: Cris Vincent at 301-951-6905 or e-mail vos.design@schinnerer.com.

Hazardous Occupation Health Insurance
Market Detail: Benefits USA LLC offers agents access to a guaranteed issue health insurance product for hazardous occupations. No ratings, exclusions, or declines. Issue ages of 18-64 for individuals engaged in construction, mining, logging, demolition, law enforcement, marine, salvage, chemicals.
Available limits: As needed.
Carriers: Not provided. “A” rated by A.M. Best or better. Admitted.
States: Ala., Alaska, Ariz., Ark., Calif., Colo., Del., D.C., Fla., Ga., Hawaii, Idaho, Ill., Ind., Iowa, Kan., Md., Mass., Mich., Minn., Miss., Mo., Mont., Neb., N.H., N.J., N.C., N.D., Ohio, Okla., Pa., R.I., S.C., S.D., Tenn., Texas and W. Va.
Contact: Mark Swanson at 612-310-8559 or e-mail mswan71418@aol.com.

Dealers Open Lot
Market Detail: Edward E. Hall and Co. offers dealers open lot coverage (a.k.a. floorplan) physical damage coverage for franchised and non-franchised auto, truck, RV, motorcycle and equipment dealers. Minimum premiums begin at $2,300 and deductibles start at $500.
Available limits: Starting at $50,000.
Carriers: Unable to disclose. “A” rated by A.M. Best. Admitted and non-admitted.
States: All.
Contact: Daniel Marzouk at 631-547-6003 or e-mail dmarzouk@edwardehall.com.

Commercial Construction Liability
Market Detail: Insurance Specialty Group presents PrimeSTARR, an ISO-based commercial construction general liability coverage targeting middle market commercial general contractors and trade contractors in the $10 million to $75 million revenue range. Desired contractor classes include: infrastructure construction, street and road improvement contractors, institutional construction, commercial building construction and municipal revitalization projects. Minimum premiums begin at $50,000 and deductibles start at $5,000.
Available limits: $1 million to $2 million.
Carriers: Starr Indemnity and Liability Company. “A” rated by A.M. Best. Admitted.
States: Ariz., Ark., Del., Idaho, Ill., Iowa, Kan., Ky., Maine, Mich., Mo., Neb., Nev., N.M., N.Y., N.D., Ohio, Pa., S.D., Tenn., Utah, W. Va., Wis. and Wyo.
Contact: Gary Ricker at 646-367-5150 or e-mail gricker@insurancespecialtygroup.com.

Records Storage Legal Liability
Market Detail: Oswald Logistics introduces coverage specifically designed for the record and information management services industry (RIMSI). Coverage includes warehouse legal liability and protection for the gross income and extra expense exposure unique to the RIMSI industry. Minimum premiums begin at $1,000 and deductibles start at $25,000.
Available limits: Up to $1 million.
Carriers: Max Specialty Insurance Co. “A-” rated by A.M, Best. Admitted and non-admitted.
States: All except Alaska and Neb.
Contact: Bryan Ice at 440-625-1445 or e-mail b3@oswaldcompanies.com.

Alcohol and Drug Rehabilitation Centers
Market Detail: Irwin Siegel Agency provides access to a unique and comprehensive insurance and risk management solutions tailored to the risks in the social service field. Program coverage features include: general and professional liability, abuse coverage, property, inland marine and crime, commercial auto, workers’ compensation, umbrella and the availability of many enhancements.
Available limits: As needed.
Carriers: Not disclosed. “A” rated by A.M. Best. Admitted.
States: All.
Contact: Brad Rutledge at 800-622-8272 or e-mail brad.rutledge@siegelagency.com.

Specialty Equipment Rental General Liability Program
Market Detail: Trade Group Insurance Specialties Inc. created and is the exclusive underwriter for the FLOW Rental Program. FLOW provides general liability protection for the insurance needs of specialty rental trades such as traffic control and barricades, portable toilet, temporary power and fencing, and water pump and flow diversion. Minimum premiums begin at $10,000.
Available limits: As needed.
Carriers: Unable to disclose. “A” rated by A.M. Best. Non-admitted.
States: All except New York.
Contact: Michael Bell at 866-366-7938 or e-mail mbell@tradegroupins.com.

Large Commercial Umbrella
Market Detail: Northern Star Insurance Agency LLC can offer certain classes of commercial insureds umbrella and excess coverage with limits up to $100 million. Northern Star specializes in community associations, real estate, hospitality, public entities, restaurants, museums and cultural centers, auto dealers, contractors, distributors, manufacturers, retailers, service organizations and many other market segments. Minimum premiums begin at $500.
Available limits: $1 million to $100 million.
Carriers: Unable to disclose. “A-” or better as rated by A.M. Best. Admitted and non-admitted.
States: Ala., Alaska, Ariz., Ark., Calif., Colo., Conn., Del., Ga., Ill., Ind., Md., Miss., Mo., Neb., Nev., N.J., N.M., N.Y., N.C., Ore., Pa., R.I., S.C., Tenn., Texas, Utah, Va. and Wis.
Contact: Eric Magee at 714-938-0015 or e-mail emagee@northernstarins.com.

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Insurance Journal Magazine June 1, 2009
June 1, 2009
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Program Directory, Vol I.