My New Market

Article

Chubb Masterpiece
Market Detail: Agents Access offers personal lines coverage including home, auto, valuable articles and excess. Chubb offers solutions designed exclusively for people with above-average needs, who need more than conventional, mass-market insurance, such as: people who own fine homes, drivers who value their automobiles, collectors of jewelry, art, antiques and other valuables, owners of fine watercraft, individuals with substantial assets to protect, individuals who desire Masterpiece Family Protection coverage for home invasion, car-jacking, stalking, child abduction, air rage, road rage and hijacking.
Available limits: As needed.
Carrier: Chubb Group of Insurance Companies.
States: All states except Alaska, D.C. Hawaii, Ind., Mo., Okla., and R.I.
Contact: Arthur Falconi at 305-569-6705 or e-mail: arthur@agents-access.com.

Foreclosure / Eviction Cleanup Program
Market Detail: GJ Sullivan Co. has a program that offers coverage for contractors preparing homes, condominiums, apartments and commercial buildings for sale or rental, after the prior owner or tenant has vacated the premises due to foreclosure or eviction. Services typically would include removing remaining belongings and trash, general cleaning and other incidental services, such as, cosmetic repairs, wall painting, removal and/or installation of new carpeting, floor refinishing, and landscape maintenance.
Available limits: Minimum $100,000, maximum $3 million.
Carrier: Unable to disclose, non-admitted available.
States: Calif.
Contact: Lu Snead at 858-586-0828 or e-mail: sneadl@es.gjs.com.

Environmental
Market Detail: Crump Insurance’s Environmental Division places specialized environmental coverage. Staff is made up of attorneys, engineers, and environmental insurance specialists. Crump offers market access including relationships with the large environmental carriers, as well as excess and surplus lines carriers that write specific segments in the environmental field. They work with retail brokers as an advisory team utilizing a consultative approach that is tailored to each account.
Available limits: Minimum $1 million, maximum $5 million.
Carrier: Various, admitted and non-admitted available.
States: All states.
Contact: Cathy Perry at 877-247-9772or e-mail: theone@crumpins.com.

Shore HO and Rentals
Market Detail: Liberty State Insurance writes shore, rental and seasonal properties. Range of coverage from $300,000 to $5 million.
Available limits: Minimum $300,000, maximum $5 million.
Carrier: Unable to disclose , non-admitted.
States: Ala., Calif., Conn., Dela., Fla., Ga., La., Maine, Mass., Md., Miss., N.C., N.H., N.J., N.Y., Ore., Penn., R.I., S.C., Texas, Va., and Wash.
Contact: William Kwasnik at 856-489-3444 or e-mail wkwasnik@libertystate.com.

Police Professional Liability
Market Detail: Professional Government Underwriters offers a broad form police professional for school districts, colleges, universities, cities, towns, counties and special service districts including ports, airports, housing authorities and more.
Available limits: As needed.
Carrier: Various.
States: All states.
Contact: Ned Daly at 800-586-6502 or e-mail: ndaly@pgui.com.

Apartment Program
Market Detail: Insurance Programs of America offers an apartment program available in all states except Texas, Calif., Wash., & Ore. on admitted “A” rated paper. Package includes property, general liability, fidelity, flood, earthquake, boiler & machinery. Large capacity available. Guidelines: frame-1990 or newer with building wide fire alarm. Three stories or higher must be fully sprinklered. 1980 or newer; no student housing.
Available limits: As needed.
Carrier: NOVA Casualty.
States: All states except Alaska, Calif., Hawaii, Ore, Texas, and Wash.
Contact: Chris Hagle at 407-260-8200 or e-mail: chagle@ipoausa.com.