Personal Jewelry Insurance
Market Detail: JIBNA Personal Jewelry Insurance attractive commissions, no volume commitment, countrywide program, admitted A-rated company, marketing support, $50 minimum premium, almost unlimited capacity.
Available limits: No minimum or maximum.
Carrier: Unable to disclose, admitted.
States: All states.
Contact: David Hendry at 877-542-6254or e-mail: dhendry@insure-jewelry.com.
Zoos & Aquariums
Market Detail: American Specialty Insurance & Risk Services offers a program specifically tailored for zoos and aquariums . Types of coverages available include: general liability (volunteers as additional insureds, sexual abuse/molestation); excess/umbrella; liquor liability; commercial auto; property. Various deductible/SIR options. American Specialty is requires no volume commitment and pays competitive commission levels.
Available limits: As needed.
Carrier: Unable to disclose, admitted and non-admitted available.
States: All states.
Contact: Dave Mello at 260-673-1238 or e-mail: dmello@amerspec.com.
Hotel/Motel Program
Market Detail: Stonebridge Underwriters, Inc.’s hotel and motel program provides all of the coverages unique to this industry. Free coverage extensions include: money and securities, employee dishonesty, guest property, guest relocation, guest evacuation expense, reprogramming of key system, spoilage, and outdoor signs, plus 20 other extensions needed by this industry. Equipment breakdown is included on every risk. Optional coverages include: wake-up call liability, employee benefits, hired and non-owned, and business income on an actual loss sustained basis. The program’s target is independent properties and franchised properties up to $5 million in TIV.
Available limits: Maximum $5 million.
Carrier: Unable to disclose, non-admitted available.
States: All states except Alaska, Conn., D.C., Del., Hawaii, Ks., Ky., Maine, Mass., Md., N.H., N.M., Utah, Vt., and W.V.
Contact: Jim Reller at 877-965-0123 or e-mail: Jreller@stonebridgeuw.com.
Commercial Property
Market Detail: BUA, LLC offers commercial property coverage in the following categories: apartment buildings, condominium buildings, hotels/motels, institutional buildings, light manufacturing, main street businesses, office buildings, retail/shopping centers/strip malls, vacant buildings.
Available limits: Minimum $250,000, maximum $100 million.
Carrier: Underwriters at Lloyd’s.
States: Conn., D.C., Del., Maine, Mass., Md., N.H., N.J., N.M., N.Y., Pa., R.I., Va., and Vt..
Contact: Matthew Powers at 603-772-5005 or e-mail: mfp@buttine.com.
Sewer Authorities
Market Detail: NIF Group, Inc. offers a program to address the needs of municipalities, special districts including but not limited to water, sewer and housing authorities and property for school districts. It is designed for small to mid-sized as well as large municipalities or special districts that insure risks on either a first dollar basis or excess of an SIR. Property insurance is available on a deductible basis with deductibles ranging from $1,000 to $100,000. Liability deductibles are offered from $1,000 to $25,000, and SIRS start at $25,000. Lines offered include, general liability, automobile, property, crime, umbrella, public officials, and law enforcement.
Available limits: As needed.
Carrier: QBE.
States: Ariz., Conn., Mass. N.J., N.M., N.Y. Pa., and Tenn.
Contact: Nancy Williams at 516-365-7440 or e-mail: nwilliams@nifgroup.com.
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