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Business Auto — Home Health Care Aides
Market Detail: I.B.I has a light commercial automobile program for home healthcare aides. Acceptable risks include individuals who visit a sick or elderly person in their home to provide assistance with such duties as household chores or transportation. Unacceptable risks include those with a vehicle modified with a wheel chair lift, transportation of multiple individuals, or compensation based upon transportation volume, such as a taxi or livery service.
Available limits: Minimum $5,000, maximum $2 million.
Carrier: Unable to disclose, admitted.
States: Indiana.
Contact: Vicki Lewis at 317-888-2593 or e-mail: vlewis@goibi.com.

Commercial Agriculture
Market Detail: Britt/Paulk Insurance offers coverage for farm and ranches and poultry/swine confinement. Britt/Paulk’s ISO based program for agents specializes in commercial agriculture processing (available through select appointed agencies). Coverage includes: property, general liability, crime, commercial auto, inland marine, umbrella, workers’ compensation, equipment breakdown, and environmental.
Available limits: As needed.
Carrier: AAIC, QBE.
States: All states except Alaska and Hawaii.
Contact: Customer service representative at 800-842-8917 or e-mail: customerservice@brittpaulk.com.

Inflatables
Market Detail: Prime Insurance coverage for inflatables includes: general liability, special events liability, liquor liability, product liability, parades, passenger liability, assault and battery, fireworks liability and excess general liability coverage.
Available limits: As needed.
Carrier: Unable to disclose.
States: All states except Alaska, Calif., Conn. D.C., N.H., N.Y., R.I., and W.Va.
Contact: Barbara Malkowski at 800-456-4576 or e-mail: barbaram@primeis.com.

Dentists
Market Detail: AFPD Inc. offers errors and omissions coverage for dentists. The company represents Medical Protective, a Warren Buffett/Berkshire Hathaway Co. Medical Protective has been insuring dentists since 1899 and offers coverage for all states and dental specialists and can also provide AFPD access to coverage on non-standard markets under the appropriate circumstances. Policies in New York are written through MedPro Risk Retention Group. Non-standard policies are written through National Fire & Marine.
Available limits: Minimum $5,000, maximum $2 million.
Carrier: Medical Protective, MedPro Risk Retention Group, National Fire & Marine.
States: All states except Hawaii, Ky., La., Miss., Utah, and W.Va..
Contact: Customer service at 800-870-7750.

Temporary Staffing Firms
Market Detail: Cooper & Mcloskey Inc. offers: errors and omissions (E&O) and employment practices liability insurance (EPLI) in one policy; defense costs outside the limit of liability; occurrence form for both E&O and EPLI; no deductible for E&O coverage; and duty to defend. Insurer will appoint skilled counsel to defend covered claims. Coverage also includes personal injury coverage for emotional distress and mental anguish; medical and professional temporary employees carved out of the bodily injury/property damage (BI/PD) exclusion; placement of independent contractors; and placement of architects and engineering professionals.
Available limits: As needed.
Carrier: Unable to disclose, admitted and non-admitted available.
States: Alaska, Ariz., Calif., Hawaii, Ill., Nev., N.Y., Ohio, Ore., Texas, and Wash.
Contact: Customer service at 415-433-7700.

Shopping Centers
Market Detail: Preferred Concepts coverage for shopping centers includes boiler and machinery, commercial general liability, property, umbrella, and auto commercial-standard.
Available limits: As needed.
Carrier: Unable to disclose, admitted and non-admitted available.
States: All states.
Contact: Customer service at 646-218-3224.

Topics Hawaii Alaska