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February 25, 2013

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Hacker – Virus – Cyber Invasion
Market Detail: USX/S provides coverage for cyber invasions against your systems (first party) or if you’re blamed for an attack against another party (third party). Also available: breach of security; permissive user breach for unauthorized purposes; introduction of destructive or fraudulent code; and threat to introduce fraudulent or destructive code for the purpose of extortion.
Available limits: Minimum $500,000, maximum $5 million.
Carrier: Unable to disclose, nonadmitted.
States: All states.
Contact: David Stahl at 440-888-7300 or email daves@usxs.net.

Wedding Insurance
Market Detail: RV Nuccio &Associates’s Wedsure.com allows the bride, groom or event host to purchase insurance online with up to nine individual coverages for the rehearsal, rehearsal dinner, ceremony and reception. Coverages include: personal liability (with optional change of heart); cancellation/postponement; gifts; loss of deposits; photographs; special attire; and more. Other web features include details of coverage definitions and frequently asked questions; an interactive callback feature; and a streamlined online application to quote, purchase and print instantly 24/7.
Available limits: As needed.
Carrier: Unable to disclose, admitted and nonadmitted.
States: All states.
Contact: Kerri McDonald at 800-ENGAGED, ext. 201.

WC – Home Health Care & Medical Staffing
Market Detail: Chamber Insurance Agency Services has expanded its program for the home health care and medical staffing business. Options are available for accounts with a manual unmodified premium between $2,500 to $150,000 and higher, as well as a maximum modification factor of between 0.65 – 1.49.
Available limits: As needed.
Carrier: Unable to disclose, admitted.
States: All states except Ky. and Mass.
Contact: Amy Feltmann at 973-669-2335 or email: afeltmann@chamber agent.com.

Environmental Engineers/Consultants/Contractors
Market Detail: Russell Bond & Co. offers E&O, products liability, commercial excess, CGL, blanket waivers, pollution liability, transportation pollution liability, environmental liability, COC, pollution, nonowned & hired auto, completed operations liability, EPLI, excess liability, and blanket additional insureds.
Available limits: As needed.
Carrier: Unable to disclose, admitted and nonadmitted.
States: Conn., Mass., N.J., N.Y., Pa., Va., and Vt.
Contact: Customer service at 800-333-7226.

Workers’ Comp – Construction
Market Detail: Oryx Insurance Brokerage Inc. targets a range of infrastructure contractors such as street and road; excavation and land clearing; water and sewer construction; and others. Oryx’s workers’ comp program is designed to meet the needs of business owners and their agents seeking a monoline workers’ comp facility. In-house underwriting and binding authority for the majority of carriers is represented. Minimum premiums start at $5,000.
Available limits: As needed.
Carrier: Chartis, Zurich, AmTrust.
States: Conn., Dela., Md., N.J., N.Y., Pa., and Va.
Contact: Customer service at 607-724-0173.

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