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Coastal Property
Market Detail: Commercial Insurance Group handles tough-to-place coastal property from LRO to Habitational to schedules. Offering a 1 percent to 5 percent wind deductible product (depending on appetite and region) on A-rated paper. Able to offer primary and excess property as needed.
Available limits: Minimum $5,000, maximum $500,000.
Carrier: Various, nonadmitted.
States: Ala., Del., Fla., Ga., Md., N.C., N.J., S.C., Texas, and Va.
Contact: Martin Burlingame at 303-900-2960 or email: martin@cig-llc.biz.
Auto/Truck Leasing Firms
Market Detail: Williams and Stazzone Insurance offers CGL; dealers open lot, E&O, garagekeepers legal liability; garage liability; interim car liability/physical damage; lessor only excess liability; lessors contingent liability; lessors contingent physical damage, property; umbrella.
Available limits: As needed.
Carrier: Unable to disclose, admitted.
States: All states.
Contact: Vincent Stazzone at 800-868-1235 or email: vstazzone@wsins.com.
Cyber Liability
Market Detail: R.E. Chaix & Associates has access to more than 100 open market, standard and specialty carriers, domestic and foreign, as well as numerous in-house binding authorities. Target classes include: contractors; commercial auto; commercial excess and umbrella; general liability; inland marine; personal lines (CPL/umbrella); professional liability; property and more.
Available limits: As needed.
Carrier: Markel.
States: Calif. only.
Contact: Customer service at 800-369-4337.
FP and REO Insurance
Market Detail: Asset Protection Insurance Agency‘s (APIA) policy protects investments from the day they are bought until the day they are sold, including rehab, sale and/or rental. Program benefits: all properties can be covered in one policy; monthly billing and payment, no interest; convenient payment options- monthly, quarterly, semiannual and annual; the named insured can be a person, joint venture, partnership, corporation or trust; choice of deductible options; proof of insurance provided promptly; up to $2.5 million physical hazard coverage per property; premises liability $1 million occurrence/$2 million aggregate; coverage includes damage caused by vandalism and malicious mischief. Optional coverage available for: loss of rental income; flood coverage in designated flood zones; terrorism coverage. APIA is an independent agency.
Available limits: As needed .
Carrier: Unable to disclose, admitted and nonadmitted available.
States: All states.
Contact: Tracie Bittle at tbittle@apiaprotects.com.
Shuttle Service-Non Emergency Medical
Market Detail: Western Experts in Transportation (WET) TEXT.
Available limits: is a wholesale operation that specializes in public transportation. Quotes offered to any broker with small or large accounts in almost every state with no minimum premium or volume requirements. Coverage includes: auto liability; auto physical damage; primary and excess; self-insured retentions; deductible programs; general liability; fleets; and owners/operators.
Carrier: Maximum $5 million.
States: All states except Alaska, Hawaii, Mass., N.Y., and Wyo.
Contact: Melissa Matheson at 781-994-6000 or email: mmatheson@hcc.com.
Private Collections
Market Detail: Private Client Solutions offers a comprehensive approach with risk management services designed to enhance protection and minimize threats to clients.
Available limits: Maximum $100 million.
Carrier: Various, admitted.
States: All states.
Contact: Courtney Kerr at 972-934-4214 or email: cnkerr@marketscout.com.
Community Association Package Program
Market Detail: V3 Insurance Partners CAPP Community Association Package Policy is a multiline policy designed to cover the needs of community associations, covering the property, crime, general liability and directors and officers needs.
Available limits: Property up to $50 million; D&O to $5 million.
Carrier: Hiscox Insurance Company Inc, A rated, admitted.
States: 26 states: Ariz, Calif., Colo., Conn., D.C., Ga., Ill., Iowa, Ind., Kan., Mass., Mich., Minn., Md., Mo., Neb., N.J., N.Y., Nev., Ohio, Ore., Pa., Tenn., Utah, Va. and Wash.
Contact: Carol Teasley at 913-227-4917 or email: carol.teasley@v3ins.com.
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