New Markets

Construction Wrap-Up

Market Detail: M.J. Hall & Company Inc.’s (www.mjhallandcompany.com) coverage is available for owners, developers, construction managers and general contractors who face a host of insurance uncertainties with every project. While no silver bullets can eliminate every uncertainty, a controlled insurance program (wrap-up) can improve coverage without blowing budgets by consolidating into one program insurance coverages for all project contractors and subcontractors. These wrap-ups can be sponsored by a project owner or developer, a construction manager, or general contractor.

The programs have historically included workers’ compensation, employers liability, general liability and excess liability. However, wrap-ups are commonly designed to include only general and excess liability. Other project-specific coverages, such as builders risk, environmental liability and professional liability, may also be added to the wrap-ups. MJ Hall has market availability and product knowledge for wrap-ups designed for general and excess liability.

Available limits: As needed

Carrier: Unable to disclose, admitted and nonadmitted available

States: Alaska, Ariz., Calif., and Nev.

Contact: Aimee Bernadicou at 209-870-2978 or email: aimee@mjhallandcompany.com

Cover-Pro

Market Detail: Philadelphia Insurance Companies (www.phly.com) provides comprehensive professional liability coverage to a variety of professions, including computer consultants, management consultants, career coaches, marketing consultants, interior designers, telecommunications consultants and more. Phly’s policy addresses claims filed by clients resulting from negligent acts, errors or omissions, and personal injury arising from the provision of professional services.

Available limits: As needed

Carrier: Unable to disclose, admitted and nonadmitted available

States: All states except La.

Contact: Phly Marketing Department at 800-873-4552 or email: phlysales@phly.com

CANNARISK

Market Detail: Cannarisk (www.cannarisk.com) provides insurance for Washington state I-502 recreational marijuana producers, processers and retailers.

Available limits: Minimum $1 million, maximum $3 million

Carrier: Lloyd’s

States: Washington only

Contact: 800-606-2003

Homeowners and Dwelling

Market Detail: Global Century Insurance Brokers (www.gcib.net) offers coverages the same as or additional coverages from most admitted carriers. In addition to the use of standard ISO forms and endorsements, coverage can be customized. Same-day or 24-hour quotes and policies available.

Available limits: Minimum $100,000, maximum $7.5 million

Carrier: Lloyd’s

States: Ariz., Calif., D.C., Dela., Ind., Ky., Mich., Mont., N.C., Neb., N.J., Nev., Okla., Ore., Texas, Utah, Va., and Wash.

Contact: 925-493-7525

Dealer Open Lot – Dealer Physical Damage

Market Detail: Market Search Insurance Services offers (www.marketsearchinsurance.com) coverage for dealer physical damage (dealers open lot), including car dealers and used car dealers.

Available limits: Minimum $250,000 any one unit, maximum $2 million any one loss.

Carrier: Unable to disclose, nonadmitted

States: California only

Contact: 888-273-0165

Lessor’s Risk; Building Owners Coverage

Market Detail: CID Insurance Programs Inc. (www.

cidinsurance.com) writes up to $5 million in property coverage in California and up to $3 million in other states. Mixed use buildings, general liability, property on package or monoline policy are available. Quote turnaround within 48 hours.

Available limits: As needed

Carrier: Admitted and nonadmitted available

States: Ariz., Calif., Colo., Md., Neb., N.M., Nev., Ore., Pa., Tenn., Texas, Utah, Va., and Wash.

Contact: Elizabeth Gaida at 800-922-7283, ext. 2059. Email: elizabeth@cidinsurance.com