Special Events Liability & Events Cancellation Insurance
Market Detail: Midlands Management Corp.’s (www.midlandsmgt.com) program highlights include: limits from $100,000 per occurrence/$200,000 aggregate up to $1 million per occurrence/$2 million aggregate; facility as additional insured at no extra cost; liquor liability also available with limits up to: $1 million/$1 million; spectator liability endorsement; event cancellation coverage; weather coverage; large excess limits available; commercial property, inland marine, hired and non-owned auto coverage available; short-term or annual policy; hundreds of classes eligible; fast quote and policy turnaround. Available classes include: wedding receptions; banquets; auctions; fairs; golf tournaments; inflatable/moon walks; sporting events; recitals; educational seminars; public lectures; races (bike, run, walk); boat shows; festivals; rodeos; parades; tractor pulls; fundraising events; haunted houses; garden tours; animal shows; circuses; carnivals; fireworks; gun shows; trade shows; political meetings/ conventions; religious meetings/conventions; art exhibitions; boat shows; booths at fairs/shows; theatre; amusement rides; animal rides; arts/craft shows; Christmas tree sales; dog races; horse races; fashion shows; refreshment stands; senior events/ functions; street/block parties; hobby shows, and many more.
Available limits: As needed
Carrier: Unable to disclose, admitted and nonadmitted available
States: All states
Contact: Mandee Wilson at mwilson@midman.com
Food Banks, Thrift Stores and Soup Kitchens
Market Detail: Pennock Insurance (www.pennockins.com) can write nonprofit organizations in an all-in-one package product covering all of their specific insurance needs. A package can include the following coverages: general liability, property, directors & officers, and employment practices liability. Key coverage features include: general liability with no designated premises limitation; general liability with zero-dollar deductible; volunteers included as additional insureds; property offered on special cause of loss and replacement cost; lifetime occurrence reporting provision for former D&O; and unlimited defense cost outside the limits.
Available limits: As needed
Carrier: Unable to disclose, nonadmitted
States: D.C., Dela., Md., N.J., Pa., and Va.
Contact: Edwin Minner at 800-662-5182, ext. 1246 or email: eminner@pennockins.com
Environmental Risks
Market Detail: James River Insurance Co. (www.jamesriverins.com) offers primary and excess coverage in a flexible package product that brings together casualty and professional coverages for environmental clients. Easy-to-read forms, a single declarations page and common conditions are available. Coverages available (individually or in combination with any other) include: general liability (ISO 12/07) – Coverage Part A (Occ. or CM; in the environmental division, general liability coverage that excludes the purchase of pollution coverage will not be considered); contractors pollution liability – Coverage Part B (Occ. or CM); professional liability -Coverage Part C (CM); site pollution liability – Coverage Part D (CM); products pollution liability -Coverage Part E (CM). Excess coverage includes an excess follow form; Underlying carrier A.M. Best Co. rating required: A- VI or higher. Target risk overview includes: Environmental and heavy commercial contractors, and project management for emergency response, remediation contractors, industrial plant repair and maintenance, mold, asbestos and lead abatement, tank installation and removal, brownfield redevelopment, large construction, excavation and demolition contractors, waste treatment facility repair and maintenance. Professional liability is available for: environmental consultants, testing facilities, analytical labs, health and safety training. Site specific coverage is available for water treatment facilities, property owners, brownfield redevelopment projects, real estate transactions, and manufacturers. Products pollution is available for manufacturers and distributors.
Available limits: As needed
Carrier: James River
States: All states
Contact: 804-289-2700
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