My New Markets

Commercial Fleets

Market Detail: Tip National LLC (www.tipnational.com) offers a small fleet operator program. Coverage includes commercial automobile liability and physical damage; non-trucking liability; occupational accident; commercial general liability; motor truck cargo; and excess liability. Designed for fleets with 1-20 units.

Available limits: As needed
Carrier: Unable to disclose, nonadmitted
States: All except Hawaii, Mass., and R.I.
Contact: Jackie Devries at 877-848-8883 or email: submissions@tipnational.com

Primary Flood

Market Detail: SeaCoast Undewriters Inc. (www.seacoastunderwriters.com) offers write-your-own flood; primary commerical flood; primary residential and private flood. Features include: business income; higher limits; replacement cost coverage for building & contents; ability to schedule locations; multiple deductible options; deductibles from $1,000 to $100,000; primary commercial flood coverage up to $5 million on one policy; maximum building limits of $5 million; contents $1 million; business income $100,000; total combined of $5 million. Target properties include: apartment buildings; office buildings; hotels/motels; shopping centers; restaurants; light manufacturing risks with replacement value under $15 million. Primary residential flood insurance can be written for homeowners, renters, condo owner/renter.

Limits: building – $250,000 max; contents $100,000 max.

Available limits: Maximum $5 million
Carrier: Unable to disclose, admitted and nonadmitted available
States: Ala., Fla., Ga., Mass., Miss., N.J., N.C., Pa., S.C., Tenn., Texas, and Va.
Contact: Haley Miller at 407-333-7423 or email: marketing@seacoastunderwriters.com

Private Investigators

Market Detail: All Risks (www.allrisks.com) offers a nationwide program for private investigators, writing risks including background checks, insurance fraud, credit checks, criminal & civil investigation, surveillance and consultants. Coverages include general liability; professional liability; workers comp; excess/umbrella; auto and crime.

Available limits: As needed
Carrier: Unable to disclose, nonadmitted
States: All states
Contact: All Risks Limited at 877-428-8004 or email: allrisksmnm@allrisks.com

Extra Expense for Outbreaks

Market Detail: Indemnity Excess and Surplus Agency Inc.’s (www.ies-xs.com) coverage is designed to provide businesses with insurance in the event that their business operations are suspended by a public health official due to a covered contagion, such as Avian Flu, e-Coli, Salmonella and Legionnaires’ Disease.

Available limits: Maximum $50,000
Carrier: Evanston Insurance Company
States: Ariz., Colo., Hawaii, Idaho, Nev., Ore., Texas and Wash.
Contact: Jim Heisler at 800-487-2442 or email: jimh@ies-xs.com

Auto Repossessor

Market Detail: The Sirix Group’s (www.sirixgroup.com) program is designed for distressed accounts that are no longer a fit for standard markets or package coverage. Coverages available include: general liability with wrongful repossession limits up to $1 million/$3 million csl; GKLL/GKDP; driveaway; on-hook; and multi state exposure. Low minimum premiums available. Coverage can be tailored to meet the needs of the insured.

Available limits: Minimum $5,000
Carrier: Unable to disclose, nonadmitted
States: All states
Contact: Helen Tvrdy at 561-244-2597 or email: helen@sirixgroup.com