Contractors
Market Detail: Insura Prime Insurance Brokerage Inc. (www.insuraprimeins.com) provides an A-rated, non-admitted artisan and general contractor commercial general liability program with ISO policy form and endorsements. The broker accesses the program though an online rater portal, and the rater allows the broker to rate, quote, bind, and issue policies in minutes.
Available limits: $2 million maximum/$1 million minimum
Carrier: United National Insurance Company, non-admitted, A-X rating by AM Best
States: Alabama, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Idaho, Illinois, Iowa, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Tennessee, Texas, Utah, Virginia, Washington, and Wyoming.
Contact: Michael Summers at 949-416-0152 or email: michael@insuraprime.com.
Accident Insurance Coverage for Volunteers & Participants
Market Detail: Charity First (www.charityfirst.com) provides accident insurance for nonprofit organizations that may have volunteers or participants involved in a diverse range of activities where an injury can occur. An accident policy can offer an alternative to volunteers or participants going without sufficient coverage during volunteer activities. Multiple plan options are available to meet each organization’s specific needs. Accident Benefits: dismemberment coverage; medical expense compensation; and catastrophic event cash. Appointment Required
Available limits: As needed
Carrier: Unable to disclose, admitted
States: All states
Contact: Frank Tarantino at 415-536-4037 or email: frank_tarantino@charityfirst.com
Apartments
Market Detail: Moxie Underwriters (www.moxieuw.com) offers an apartment program offering a package and monoline property in five states for up to $15 million TIV per location and half liability limits available, as well as crime, equipment breakdown, HNOA, enhanced commercial property endorsement or apartment owners endorsement. Minimum premium starting at $3,000. No age restriction but must not be listed as a historical building. Appointment required.
Available limits: As needed, $3,000 minimum premium
Carrier: Unable to disclose, non-admitted
States: Arizona, California, Nevada, Oregon, Washington
Contact: Jill Bay-Weber at 636-893-7101 or email: jbayweber@moxieuw.com
Real Estate Errors & Omissions
Market Detail: For nearly 40 years, Pearl Insurance (www.pearlinsurance.com) has been dedicated to providing the high-quality, comprehensive real estate errors and omissions (E&O) coverage. Pearl was among the first to offer a professional liability program customized for real estate professionals and now offers a Cyber Liability Endorsement for Pearl’s E&O policy that provides first- and third-party cyber liability protection, media liability and more. Appointment required.
Available limits: $5 million maximum; $100,000 minimum
Carrier: AXA XL Insurance, admitted, A+ rated by AM Best
States: Alabama, Arizona, Arkansas, California, Connecticut, Delaware, District of Columbia, Florida Georgia, Illinois, Indiana, Kansas, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Montana, Nevada, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin
Contact: 800-289-8170, or email: salesleads@pearlinsurance.com
Crane, Rigging & Heavy Haul
Market Detail: Redstone Underwriter’ (www.redstoneins.com) offers a comprehensive multi-line insurance program combined with innovative risk management solutions for the Heavy Iron Operators segment. Redstone’s Heavy Iron Rapid Response Claims Model combined with its vendor partners experience in claim investigations, forensic engineering, and legal resources will deliver the services and expertise customers expect. Coverage is available in all states except for New York for general liability/excess liability. Target classes: small and middle market focus with select large account consideration; crane rental; rigging; heavy haul; structural movers; aerial lift platform dealers; pile drive; drill shaft; steel erection; select demolition operators. Coverage highlights include: practice policies; primary commercial general liability ($1 million each occurrence); occurrence coverage with manuscript forms for crane-rigging-heavy haul; custom inland marine & property warehouse coverages; primary auto liability ($1 million each occurrence); primary auto physical damage; follow form excess liability ($4 million each occurrence/aggregate). Submission requirements: Completed Heavy Iron Supplemental Application; Completed ACORD Forms – Optional; Copy of Current Daily Work Ticket & Equipment Rental Agreement; Expiring & Target Premium; 5 Years of Currently Valued Loss Runs; Large Loss Descriptions – Claims Over $50,000.
Available limits: As needed
Carrier: Unable to disclose, admitted and non-admitted
States: All states except for New York general liability/excess
Contact: Kevin Cunningham at 404-218-3371, or email: kcunningham@redstoneins.com or to submit email: hisubmissions@redstoneins.com
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