My New Markets

June 19, 2023

Motorcycle / ATV / Scooter / Golf Cart Rentals

Market Detail: MBA Insurance offers programs for various rental vehicles. On the Powersports Program (motorcycle/ATV/golf cart rentals), the rental operator pays a monthly premium for each unit insured on the policy and there is a two-vehicle minimum requirement to qualify for the program. For the renter to obtain insurance for the rental, they are required to purchase an addendum through MBA for $15 a day. On the Powersports Liability Only Program (scooter rentals), the rental operator pays a monthly premium for each unit insured on the policy and there is a three-vehicle minimum requirement to qualify for the program.

Available Limits: Not disclosed.

Carrier: Not disclosed.

States: Available in 45 states; not available in District of Columbia, Hawaii, Maryland, Massachusetts, New York, Virginia.

Contact: Carlos Avila; carlos@mbainsurance.net; 480-946-1066.

Hard to Place Workers’ Comp

Market Detail: National Workman’s Comp Solutions offers coverage for hard to place workers’ compensation. Provides quote options for over 1,000 insurance agencies across the country. If you are having trouble securing quotes or considering the state fund, let us provide competitive options for your client companies. Insures all risk factors including: high hazard risks; roofing; staffing agencies; landscaping; high experience mods; general contractors and construction; high risk manufacturing; home health care; mold remediation/asbestos and more.

Available Limits: Not disclosed.

Carrier: Not disclosed.

States: Available in 50 states plus District of Columbia.

Contact: Kyle Wilson; kyle@nationalwcs.com; 800-437-1009.

Long Term Care Facilities

Market Detail: Boz Insurance Services Inc. is a managing general underwriter specializing in professional and general liability for long term care facilities — including but not limited to assisted living facilities, adult residential facilities, adult family homes, group homes, RCFE’s, and skilled nursing facilities. Minimum premium as low as $1,200 (varies by license type); minimum deductible — $0.

Available Limits: Not disclosed.

Carrier: A+ Demotech rating.

States: Arizona, California, Florida, Nevada, Oregon, Texas, Utah, Washington.

Contact: Quinton Goss; quinton@bozinsurance.com; 805-472-4869.

USA Softball

Market Detail: RPS Signature Programs provides insurance for softball teams, players, coaches, umpires, camps, clinics and. General liability insurance coverage for USA Softball events: The USA Softball Tournament/Clinic Liability Insurance Plan provides protection for lawsuits and court judgments that may result from bodily injury and property damage claims arising out of USA Softball sanctioned tournament or clinic operations. The policy includes participants liability insurance, which is one of the most important aspects of liability coverage for sports organizations. Covered under the USA Softball policy: tournament or clinic organizers; tournament or clinic officials; participating teams or players; individual team members; field owners (as additional insureds, if requested); tournament or clinic sponsors. Accident medical insurance coverage for USA Softball event participants: Under the USA Softball Tournament/Clinic Accident Insurance Plan, coverage extends to covered injuries incurred by tournament participants while practicing or playing in tournament games. For clinics, coverage applies to participants while taking part in clinic activities at the designated clinic site. There is no coverage for travel or off-premises activities under this plan. This policy is written on an excess basis; the policy is secondary over any other valid and collectible insurance or healthcare plan the insured may have. Insureds need to submit expenses to their healthcare plan first, for this policy to consider a claim. If no other coverage is in force, this policy will pay the claim as primary, subject to the deductible and other policy terms. The policy only covers medical and dental expenses, which are incurred during the benefit period (within 52 weeks of the date of injury). Tournaments and clinics must be USA Softball approved or USA Softball sanctioned by their local USA Softball Commissioner to be eligible for this insurance program. The enrollment form must be signed by a USA Softball Commissioner in order to bind coverage. Coverage goes into effect as of the date the tournament or clinic starts, provided that the enrollment form and full premium are received by RPS Signature Programs prior to the start date. General liability and accident insurance may be purchased separately or as a package. Coverage automatically extends to make-up dates caused by weather, but no refunds are allowed for this program. Has pen.

Available Limits: Accident medical — $250,000 per claim; accidental death — $5,000; accidental dismemberment — $10,000 principal sum; chiropractic and physical therapy — $2,500 ($100 per visit); durable medical equipment — $1,000; deductible per claim — $500 for youth/$500 for adults; 90/10 % coinsurance; 52-week benefit period.

Carrier: Markel Insurance Co., rated A by A.M. Best.

States: Available in 50 states plus District of Columbia.

Contact: Cathy Fonseca; Cathy_Fonseca@rpsins.com; 973-921-8124.

Was this article valuable?

Here are more articles you may enjoy.

From This Issue

Insurance Journal Magazine June 19, 2023
June 19, 2023
Insurance Journal Magazine

Construction Market & Risks Report; Markets: Umbrellas (Personal & Commercial)